Finansg\u00fcndem – T\u00fcrk bankalar\u0131na para yat\u0131rmak daha karl\u0131!<\/p>\n
T\u00fcrk bankalar\u0131na para yat\u0131rmak, yak\u0131n bir zamanda, bu bankalara yat\u0131r\u0131m yapmaktan daha fazla getiri sa\u011flayabilir<\/p>\n
T\u00fcrk bankalar\u0131 son on y\u0131lda Brezilya, Rusya, Hindistan ve \u00c7in bankalar\u0131ndan daha h\u0131zl\u0131 b\u00fcy\u00fctken, \u00f6zkaynak karl\u0131l\u0131\u011f\u0131 rasyosu (ROE) ile \u00f6l\u00e7\u00fclen karl\u0131kl\u0131k son be\u015f y\u0131ld\u0131r \u00fcst \u00fcste d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. Nisan ay\u0131nda, sekt\u00f6r\u00fcn \u00f6zkaynak karl\u0131l\u0131\u011f\u0131, Bloomberg’in hesaplamalar\u0131na g\u00f6re, son 10 y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine indi ve 2007’deki y\u00fczde 23 seviyesinden y\u00fczde 11’lere indi.<\/p>\n
E\u011fer bu d\u00fc\u015f\u00fc\u015f s\u00fcrerse, yat\u0131r\u0131mc\u0131lar paralar\u0131n\u0131 T\u00fcrk bankalar\u0131n\u0131n mevduat hesaplar\u0131na koyarlarsa daha fazla getiri sa\u011flayabilirler. Mevduatlar\u0131n en yayg\u0131n \u015fekline uygulanan y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f faiz, Merkez Bankas\u0131’n\u0131n yay\u0131nlad\u0131\u011f\u0131 son verilere g\u00f6re, y\u00fczde 10.5 seviyesine \u00e7\u0131kt\u0131. \u00d6zkaynak karl\u0131l\u0131\u011f\u0131, T\u00fcrkiye’nin resesyonda oldu\u011fu 2008’den bu yana ilk kez mevduat maliyetlerinin alt\u0131nda d\u00fc\u015ft\u00fc.<\/p>\n
Moskova’da VTP Capital banka analisti Ak\u0131n T\u00fcz\u00fcn, “T\u00fcrk bankalar\u0131 \u015fimdilerde basit\u00e7e karl\u0131 durumda de\u011fil,” dedi ve “Bu, d\u00fc\u015f\u00fck reel faizlerden, \u00e7ok fazla rekabetten, reg\u00fclat\u00f6rlerin \u00f6zellikle kredi kartlar\u0131 ve t\u00fcketici kredilerine getirdi\u011fi tedbirlerden kaynaklan\u0131yor” \u015feklinde g\u00f6r\u00fc\u015f bildirdi.<\/p>\n
T\u00fcrkiye’de kredi b\u00fcy\u00fcmesi, 2001-2002’deki ekonomik kriz sonras\u0131 finans sekt\u00f6r\u00fcn\u00fcn yeniden yap\u0131land\u0131r\u0131lmas\u0131n\u0131n ard\u0131ndan, son 10 y\u0131lda, her y\u0131l ortalama y\u00fczde 25’in \u00fczerinde ger\u00e7ekle\u015fti. Ard\u0131ndan, ekonomideki a\u015f\u0131r\u0131 \u0131s\u0131nma korkusundan dolay\u0131, h\u00fck\u00fcmet kredi b\u00fcy\u00fcmesini yava\u015flatmak i\u00e7in tedbirler ald\u0131. Bu tedbirlerin aras\u0131nda, t\u00fcketici kredilerinin daha pahal\u0131 hale getirilmesi ve kredi kartlar\u0131nda taksitli al\u0131\u015fveri\u015fe k\u0131s\u0131tlamalar yer ald\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
Finansg\u00fcndem – T\u00fcrk bankalar\u0131na para yat\u0131rmak daha karl\u0131! T\u00fcrk bankalar\u0131na para yat\u0131rmak, yak\u0131n bir zamanda, bu bankalara yat\u0131r\u0131m yapmaktan daha fazla getiri sa\u011flayabilir<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":2022,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/641"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=641"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/641\/revisions"}],"predecessor-version":[{"id":642,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/641\/revisions\/642"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=641"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}