Finansg\u00fcndem – Erken \u00f6denen kredi borcuna faiz indirimi<\/p>\n
G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Nurettin Canikli, T\u00fcketici Kredisi S\u00f6zle\u015fmeleri Y\u00f6netmeli\u011fi hakk\u0131nda konu\u015ftu<\/p>\n
G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Nurettin Canikli, 6 ay sonra y\u00fcr\u00fcrl\u00fc\u011fe girecek T\u00fcketici Kredisi S\u00f6zle\u015fmeleri Y\u00f6netmeli\u011fi ile t\u00fcketicinin daha fazla korunaca\u011f\u0131n\u0131 bildirdi.<\/p>\n
D\u00fczenlemeyle bile\u015fik faiz uygulamas\u0131na son verildi\u011fini vurgulayan Canikli, t\u00fcketici kredisi s\u00f6zle\u015fmeleri i\u00e7in t\u00fcketiciye ilk defa 14 g\u00fcn i\u00e7inde cayma hakk\u0131 tan\u0131nd\u0131\u011f\u0131n\u0131 s\u00f6yledi. Canikli, t\u00fcketicinin bu s\u00fcre i\u00e7inde herhangi bir gerek\u00e7e g\u00f6stermeden ve cezai \u015fart bulunmadan t\u00fcketici kredisi s\u00f6zle\u015fmesinden cayma hakk\u0131na sahip olaca\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
Pe\u015fin faizde indirim<\/strong><\/p>\n Bakan Canikli, \u201cT\u00fcketici kredisi s\u00f6zle\u015fmelerinde t\u00fcketicinin, vadesi gelmemi\u015f bir veya birden \u00e7ok taksit \u00f6demesinde bulunabilece\u011fi veya kredi borcunun tamam\u0131n\u0131 ya da bir k\u0131sm\u0131n\u0131 erken \u00f6deyebilece\u011fi d\u00fczenlenmi\u015ftir. Bu hallerde kredi veren, erken \u00f6denen tutara g\u00f6re gerekli t\u00fcm faiz ve di\u011fer maliyet unsurlar\u0131na ili\u015fkin indirim yapmakla y\u00fck\u00fcml\u00fc olacakt\u0131r. Faizin tamam\u0131n\u0131n veya bir k\u0131sm\u0131n\u0131n t\u00fcketiciden pe\u015fin olarak tahsil edildi\u011fi kredilerde, t\u00fcketicinin erken \u00f6deme yapmas\u0131 halinde kredi veren akdi faiz oran\u0131 \u00fczerinden gerekli indirimi yapmak \u00fczere bir sistem kurmakla y\u00fck\u00fcml\u00fc\u00a0 olacakt\u0131r. B\u00f6ylece ilk defa t\u00fcketiciler i\u00e7in pe\u015fin faizden indirim hakk\u0131 getirilmi\u015ftir\u201d dedi.<\/p>\n","protected":false},"excerpt":{"rendered":" Finansg\u00fcndem – Erken \u00f6denen kredi borcuna faiz indirimi G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Nurettin Canikli, T\u00fcketici Kredisi S\u00f6zle\u015fmeleri Y\u00f6netmeli\u011fi hakk\u0131nda konu\u015ftu G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Nurettin Canikli, 6 ay sonra y\u00fcr\u00fcrl\u00fc\u011fe girecek T\u00fcketici Kredisi S\u00f6zle\u015fmeleri Y\u00f6netmeli\u011fi ile t\u00fcketicinin daha fazla korunaca\u011f\u0131n\u0131 bildirdi.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":1643,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/595"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=595"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/595\/revisions"}],"predecessor-version":[{"id":596,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/595\/revisions\/596"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=595"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=595"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}