Finansg\u00fcndem – Kredi kart\u0131 kullan\u0131c\u0131lar\u0131 dikkat!<\/p>\n
T\u00dcSODER Genel Ba\u015fkan\u0131 A\u011fao\u011flu, kredi kart\u0131yla yap\u0131lan taksitli sat\u0131\u015flarda fiyat fark\u0131 talep edilmesinin hukuki olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
T\u00fcketici Sorunlar\u0131 Derne\u011fi (T\u00dcSODER) Genel Ba\u015fkan\u0131 Ayd\u0131n A\u011fao\u011flu, \u00f6zellikle giyim sekt\u00f6r\u00fcnde kredi kart\u0131na tek \u00e7ekim ile taksit aras\u0131nda y\u00fczde 10 civar\u0131nda fiyat fark\u0131 konuldu\u011funu belirterek, “Kredi kart\u0131yla yap\u0131lan taksitli sat\u0131\u015flarda fiyat fark\u0131 talep etmek hukuki de\u011fildir” dedi.<\/p>\n
A\u011fao\u011flu, AA muhabirine yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, giyim ba\u015fta olmak \u00fczere bir\u00e7ok sekt\u00f6rde firmalar\u0131n kanunlara ayk\u0131r\u0131 hareket ederek, t\u00fcketicilerden haks\u0131z bedeller ald\u0131\u011f\u0131n\u0131 ileri s\u00fcrd\u00fc.<\/p>\n
Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Kanunu’nun 17’nci maddesini hat\u0131rlatan A\u011fao\u011flu, \u015f\u00f6yle devam etti:<\/p>\n
“Bu madde \u015f\u00f6yledir, ‘\u00dcye i\u015f yerleri, kart hamillerinin yapm\u0131\u015f olduklar\u0131 mal ve hizmet al\u0131mlar\u0131n\u0131n bedelini banka kart\u0131 ya da kredi kart\u0131 ile \u00f6deme taleplerini kabul etmek zorundad\u0131r. Bu zorunluluk indirim d\u00f6nemlerinde de ge\u00e7erlidir. \u00dcye i\u015f yerleri, kart hamilinden kart\u0131n kullan\u0131lmas\u0131 dolay\u0131s\u0131yla komisyon veya benzeri bir isim alt\u0131nda ilave bir \u00f6demede bulunmas\u0131n\u0131 isteyemez. Bu h\u00fckme ayk\u0131r\u0131 davran\u0131lmas\u0131 halinde, \u00fcye i\u015f yeri anla\u015fmas\u0131 yapan kurulu\u015flar taraf\u0131ndan \u00fcye i\u015f yeri s\u00f6zle\u015fmesi feshedilir ve bir y\u0131l s\u00fcreyle yeni bir s\u00f6zle\u015fme yap\u0131lamaz.’ Ayn\u0131 kanunun 40’\u0131nc\u0131 maddesinde ise firmalar\u0131n cezaland\u0131r\u0131lmas\u0131yla ilgili h\u00fck\u00fcmler var.”<\/p>\n
A\u011fao\u011flu, \u00f6zellikle giyim sekt\u00f6r\u00fcnde kredi kart\u0131na taksitlerde y\u00fczde 10 civar\u0131nda fiyat fark\u0131 konuldu\u011funa vurgulayarak, “Kredi kart\u0131yla yap\u0131lan taksitli sat\u0131\u015flarda fiyat fark\u0131 talep etmek hukuki de\u011fildir. \u00d6rne\u011fin, bir ceket alacaks\u0131n\u0131z \u00fczerindeki etikette pe\u015fin ve nakit \u00e7ekimde 90 lira, taksitli sat\u0131\u015flarda 99 lira yaz\u0131yor. Taksitli sat\u0131\u015f s\u00f6zle\u015fmeyle yap\u0131lan sat\u0131\u015ft\u0131r. Burada risk vard\u0131r ve o riski \u00fczerine komisyon koyarak kar\u015f\u0131lamaya \u00e7al\u0131\u015f\u0131rlar ancak kredi kart\u0131yla taksitli sat\u0131\u015flarda firma, bankan\u0131n kendisinden istedi\u011fi bedeli t\u00fcketicinin s\u0131rt\u0131na y\u00fckl\u00fcyor” diye konu\u015ftu.<\/p>\n
Kanuna ayk\u0131r\u0131 uygulamalarla t\u00fcketicinin cebinden fazladan para \u00e7\u0131kt\u0131\u011f\u0131n\u0131 iddia eden ve t\u00fcketicilere \u00f6neride bulunan A\u011fao\u011flu, kredi kart\u0131yla al\u0131\u015fveri\u015f yaparken kendisinden fiyat fark\u0131 al\u0131nan ki\u015filerin, t\u00fcketici hakem heyetine ba\u015fvurarak fazladan \u00f6dedi\u011fi bedelin iadesini talep edebilece\u011fini s\u00f6yledi. A\u011fao\u011flu, ayn\u0131 \u015fekilde t\u00fcketicilerin, bulunduklar\u0131 yerlerde \u0130l Ticaret M\u00fcd\u00fcrl\u00fc\u011f\u00fcne ba\u015fvurarak, uygulamay\u0131 yapan firmaya idari para cezas\u0131 kesilmesini de sa\u011flayabilece\u011fini belirtti.<\/p>\n","protected":false},"excerpt":{"rendered":"
Finansg\u00fcndem – Kredi kart\u0131 kullan\u0131c\u0131lar\u0131 dikkat! T\u00dcSODER Genel Ba\u015fkan\u0131 A\u011fao\u011flu, kredi kart\u0131yla yap\u0131lan taksitli sat\u0131\u015flarda fiyat fark\u0131 talep edilmesinin hukuki olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":1733,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/584"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=584"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/584\/revisions"}],"predecessor-version":[{"id":585,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/584\/revisions\/585"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}