{"id":578,"date":"2015-05-20T09:46:02","date_gmt":"2015-05-20T06:46:02","guid":{"rendered":"https:\/\/adalethazar.com\/?p=578"},"modified":"2015-05-20T09:46:02","modified_gmt":"2015-05-20T06:46:02","slug":"bankalarda-satis-furyasi-basliyor","status":"publish","type":"post","link":"https:\/\/adalethazar.com\/index.php\/bankalarda-satis-furyasi-basliyor\/","title":{"rendered":"Bankalarda sat\u0131\u015f furyas\u0131 ba\u015fl\u0131yor!"},"content":{"rendered":"<p>Finansg\u00fcndem &#8211; Bankalarda sat\u0131\u015f furyas\u0131 ba\u015fl\u0131yor!<\/p>\n<p>B\u00f6lge bankalar\u0131ndaki sat\u0131\u015f planlar\u0131, h\u0131zl\u0131 b\u00fcy\u00fcyen Do\u011fu Avrupa\u2019da varl\u0131\u011f\u0131n\u0131 art\u0131rmak isteyen yabanc\u0131lar i\u00e7in \u00f6nemli bir f\u0131rsat oluyor.<!--more--><\/p>\n<p>Orta ve Do\u011fu Avrupa\u2019da orta \u00f6l\u00e7ekli bir\u00e7ok banka sat\u0131\u015fa \u00e7\u0131k\u0131yor. Baz\u0131 yabanc\u0131 banka sahipleri masraflar\u0131n\u0131 k\u0131smak amac\u0131yla, baz\u0131lar\u0131 ise ise d\u00fc\u015f\u00fck faiz bask\u0131s\u0131 nedeniyle b\u00f6lgedeki faaliyetlerini elden \u00e7\u0131karmaya \u00e7al\u0131\u015f\u0131yor. B\u00f6lge bankalar\u0131ndaki sat\u0131\u015f planlar\u0131, Euro B\u00f6lgesi\u2019nden daha h\u0131zl\u0131 b\u00fcy\u00fcyen Do\u011fu Avrupa\u2019da varl\u0131\u011f\u0131n\u0131 art\u0131rmak isteyen yabanc\u0131lar i\u00e7in \u00f6nemli bir f\u0131rsat olu\u015fturuyor. Polonya, \u00c7ek Cumhuriyeti ve Macaristan bankac\u0131l\u0131k varl\u0131klar\u0131n\u0131 sat\u0131\u015fa \u00e7\u0131kt\u0131\u011f\u0131 en \u00f6nemli pazarlar aras\u0131nda.<\/p>\n<p>D\u00fcnya&#8217;n\u0131n haberine g\u00f6re, B\u00f6lge ekonomilerinin Avrupa ortalamas\u0131ndan daha h\u0131zl\u0131 b\u00fcy\u00fcyor olmas\u0131, ayr\u0131ca borcun GSYH\u2019ye oran\u0131n\u0131n Bat\u0131 Avrupa\u2019dan daha d\u00fc\u015f\u00fck olmas\u0131n\u0131n yaratt\u0131\u011f\u0131 b\u00fcy\u00fcme alan\u0131, yabanc\u0131lar\u0131n Do\u011fu ve Orta Avrupa bankac\u0131l\u0131k sekt\u00f6r\u00fcne ilgisini art\u0131r\u0131yor. Potansiyel yabanc\u0131 al\u0131c\u0131lar i\u00e7in b\u00f6lgedeki en b\u00fcy\u00fck risk \u0130svi\u00e7re Frang\u0131 cinsinden konut kredilerinin b\u00fcy\u00fckl\u00fc\u011f\u00fc. Frank\u0131n de\u011ferinin artmas\u0131ndan bu yana konut kredileri pahal\u0131 hali geldi ve bu durum, kredit\u00f6rler \u00fczerinde r\u00fcg\u00fclasyon y\u00fck\u00fcn\u00fcn artmas\u0131 i\u00e7in siyasi bask\u0131lar\u0131 yo\u011funla\u015ft\u0131rd\u0131.<\/p>\n<p><strong>Polonya\u2019da \u00fc\u00e7 banka el de\u011fi\u015ftirecek<\/strong><\/p>\n<p>Polonya\u2019da \u00fc\u00e7 bankan\u0131n el de\u011fi\u015ftirmesi beklenirken, d\u00fczenleme kurumu sekt\u00f6rdeki mevcut oyuncular yerine yeni oyuncular\u0131n pazara girmesi i\u00e7in \u00e7al\u0131\u015fmalar yap\u0131yor. Kom\u015fusu \u00c7ek Cumhuriyeti\u2019nde Amerikan General Electric\u2019in kolu GE Money Bank\u2019\u0131n iki y\u0131l i\u00e7inde pazardan \u00e7\u0131kmas\u0131 bekleniyor. Bu da pazara yeni bir oyuncunun girmesi i\u00e7in kap\u0131lar\u0131 a\u00e7acak. Polonya\u2019da ad\u0131n\u0131n a\u00e7\u0131klanmas\u0131n\u0131 istemeyen \u00fczt d\u00fczey bir bankac\u0131l\u0131k yetkilisi, Reuters\u2019a yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, baz\u0131 bankalar\u0131n karl\u0131l\u0131klar\u0131n\u0131 koruyamamalar\u0131 nedeniyle yak\u0131nda konsolidasyonun h\u0131z kazanaca\u011f\u0131n\u0131 s\u00f6yledi. Geli\u015fmekte olan Avrupa\u2019n\u0131n ikinci b\u00fcy\u00fck finans kurulu\u015fu Avusturyal\u0131 Raiffeisen, yeniden yap\u0131lanmas\u0131 kapsam\u0131nda Polonya\u2019dan \u00e7\u0131kmas\u0131 en muhtemel banka. Piyasa de\u011feri 2 milyar euronun \u00fczerinde olan \u00fclkenin yedinci b\u00fcy\u00fck bankas\u0131n\u0131 i\u015fletiyor. Raiffeisen, Slovenya\u2019daki faaliyetlerini, \u00c7ek Cumhuriyeti\u2019ndeki ve Slovakya\u2019daki internet bankac\u0131l\u0131\u011f\u0131 kolu Zuno\u2019yu da sat\u0131yor.<\/p>\n<p>Alior Bank, muhtemelen yeni bir sahibe kavu\u015facak bir di\u011fer Polonya bankas\u0131. Frans\u0131z finans\u00e7\u0131 Romain Zaleski\u2019nin ana firmas\u0131 Carlo Tassara, bankan\u0131n y\u00fczde 25.3 hissesini satmay\u0131 planl\u0131yor.<\/p>\n<p><strong>Citibank, \u00c7ek pazar\u0131ndan \u00e7\u0131kacak<\/strong><\/p>\n<p>Erste Bank da, Amerikan Citigroup\u2019un \u00c7ek Cumhuriyeti ve Macaristan\u2019daki varl\u0131klar\u0131yla ilgilendi\u011fini a\u00e7\u0131k\u00e7a belli etmi\u015f durumda. Citigroup, k\u00fcresel tasarruf tedbirleri kapsam\u0131nda 11 \u00fclkenin t\u00fcketici bankac\u0131l\u0131\u011f\u0131ndan \u00e7\u0131kaca\u011f\u0131n\u0131 duyurmu\u015ftu. Citi\u2019nin \u00c7ek\u2019teki faaliyetlerini bir di\u011fer talibi Raiffeisen. \u00c7ek pazar\u0131 Polonya\u2019ya k\u0131yasla daha konsantire ve burada b\u00fcy\u00fck bir konsolidasyon olas\u0131\u011f\u0131 daha zay\u0131f. Bu nedenle GE Morney\u2019nin sat\u0131\u015f\u0131, pazara girmek a\u00e7\u0131s\u0131ndan \u00f6nemli. \u00c7in de \u00c7ek pazar\u0131na ilgi duyuyor. Bank of China\u2019n\u0131n Macaristan biriminin CEO\u2019su yak\u0131nda \u00c7ek Cumhuriyeti\u2019nde bir \u015fube a\u00e7acaklar\u0131n\u0131 s\u00f6yledi.<\/p>\n<p><strong>\u00c7ek Cumhuriyeti<\/p>\n<p>\u2022 Citibank: <\/strong>Amerikan Citigroup, \u00c7ek Cumhuriyeti dahil olmak \u00fczere 11 \u00fclkenin t\u00fcketici bankac\u0131l\u0131\u011f\u0131 pazar\u0131ndan\u00e7ekilece\u011fini bildirmi\u015fti. Al\u0131c\u0131\u0131lar aras\u0131nda Erste ve Raiffeisen\u2019in isimleri ge\u00e7iyor.<\/p>\n<p><strong>\u2022 Zuno: <\/strong>Raiffeisen, Slovenya\u2019daki faaliyetlerini, \u00c7ek Cumhuriyeti\u2019ndeki ve Slovakya\u2019daki internet bankac\u0131l\u0131\u011f\u0131 kolu Zuno\u2019yu da sat\u0131yor. 250 bin m\u00fc\u015fterisi olan internet bankas\u0131na, kredit\u00f6r Cetelem\u2019in talip olabilece\u011fi konu\u015fuluyor.<\/p>\n<p><strong>\u2022 GE Money Bank: <\/strong>Bankan\u0131n CEO\u2019su Sean Morrissey, General Electric\u2019in \u00c7ek bankac\u0131l\u0131k kolunu iki y\u0131l i\u00e7inde sataca\u011f\u0131n\u0131 kaydetti. Sat\u0131\u015f\u0131n de\u011ferinin 20 milyar \u00c7ek Kronu (823 milyon dolar) olmas\u0131 bekleniyor.<\/p>\n<p><strong>Polonya<\/p>\n<p>\u2022 Raiffeisen Polbank:<\/strong> Avusturyal\u0131 banka, bilan\u00e7osunu k\u00fc\u00e7\u00fcltmek amac\u0131yla Polbank\u2019\u0131 satmak istiyor. Ana \u015firket y\u0131l\u0131n ortalar\u0131nda s\u00f6z konusu birimin bir k\u0131sm\u0131n\u0131 Var\u015fova Borsas\u0131\u2019na kote etmeye y\u00f6nelik planlar\u0131n\u0131 sunacak. 2016 ba\u015f\u0131ndan itibaren ise s\u00f6z konusu i\u015ftirakin tamam\u0131n\u0131n sat\u0131lmas\u0131 hedefleniyor.<\/p>\n<p><strong>\u2022 Alior Bank: <\/strong>Frans\u0131z finans\u00e7\u0131 Romain Zaleski, ana firma Carlo Tassara vas\u0131tas\u0131yla elinde tuttu\u011fu y\u00fczde y\u00fczde 25.3 hissesini satmay\u0131 planl\u0131yor. Al\u0131c\u0131, bankan\u0131n idaresinde s\u00f6z sahibi olacak. Bankac\u0131l\u0131k kaynaklar\u0131na g\u00f6re PZU, Societe Generale ve Getin Noble teklif sundu.<\/p>\n<p><strong>\u2022 BPH:<\/strong> General Electric\u2019in kolu GE Money Bank, varl\u0131klar\u0131na g\u00f6re \u00fclkenin 10\u2019uncu b\u00fcy\u00fck bankas\u0131 BPH\u2019deki hissesini elden \u00e7\u0131karacak. BPH, 2014\u2019te net 30.70 milyon dolar kar elde etmi\u015fti.<\/p>\n<p><strong>\u2022 Bank Millennium:<\/strong> Portekizli sahibi Millennium bcp, mart ay\u0131ndaki a\u00e7\u0131klamas\u0131nda Polonya\u2019daki faaliyetlerini s\u00fcrd\u00fcrece\u011fini bildirmi\u015fti fakat sekt\u00f6r yetktilileri karar\u0131n g\u00f6zden ge\u00e7irilece\u011fini s\u00f6yl\u00fcyor. Polonya Millennium\u2019un piyasa de\u011feri 2.4 milyar euro.<\/p>\n<p><strong>Macaristan<\/strong><\/p>\n<p>\u2022 Citibank: Citi, Macaristan\u2019\u0131n t\u00fcketici bankac\u0131l\u0131\u011f\u0131 pazar\u0131ndan da \u00e7\u0131k\u0131yor. Erste, Citi\u2019nin faaliyetleri i\u00e7in baz\u0131 rakiplerle kar\u015f\u0131ya.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finansg\u00fcndem &#8211; Bankalarda sat\u0131\u015f furyas\u0131 ba\u015fl\u0131yor! B\u00f6lge bankalar\u0131ndaki sat\u0131\u015f planlar\u0131, h\u0131zl\u0131 b\u00fcy\u00fcyen Do\u011fu Avrupa\u2019da varl\u0131\u011f\u0131n\u0131 art\u0131rmak isteyen yabanc\u0131lar i\u00e7in \u00f6nemli bir f\u0131rsat oluyor.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":4205,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/578"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=578"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/578\/revisions"}],"predecessor-version":[{"id":579,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/578\/revisions\/579"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}