Finansg\u00fcndem-Ak Yat\u0131r\u0131m, Halkbank i\u00e7in hedef fiyat ve tavsiyesini korurken kaynaklanabilecek olas\u0131 gelir kayb\u0131n\u0131 da telafi edece\u011fini \u00f6ng\u00f6rd\u00fc<\/p>\n
Ak Yat\u0131r\u0131m, Halkbank i\u00e7in 18,50TL hedef fiyat ile ‘Endeksin \u00dczerinde Getiri’ tavsiyesini korudu.<\/p>\n
Ak Yat\u0131r\u0131m’\u0131n konu ile ilgili raporunda \u015fu de\u011ferlendirme yap\u0131ld\u0131:<\/p>\n
“Halkbank (HAF\u0130F OLUMLU\u00a0 Endeksin \u00dczerinde Getiri\u00a0 12 ayl\u0131k hedef fiyat: 18,50 TL) 1\u00c715 sonu\u00e7lar\u0131nda net kar\u0131n\u0131 \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %10 bir \u00f6nceki \u00e7eyre\u011fe g\u00f6re %32 art\u0131rarak 584 milyon TL olarak a\u00e7\u0131klad\u0131.<\/p>\n
Banka i\u00e7in bizim kar beklentimiz 540 milyon TL, ortalama piyasa \u00f6ng\u00f6r\u00fcs\u00fc 533 milyon TL d\u00fczeyindeydi. Bankan\u0131n ilk \u00e7eyrek net kar\u0131n\u0131n beklentilerin \u00fczerinde ger\u00e7ekle\u015fmesi komisyon gelirlerinin beklentilerin \u00fczerinde b\u00fcy\u00fcmesinden ve takipteki alacak tahsilat\u0131n\u0131n\u0131n bizim tahminimizi a\u015fmas\u0131ndan kaynakland\u0131.<\/p>\n
\u0130lk \u00e7eyrek sonu\u00e7lar\u0131n\u0131n ard\u0131ndan Halkbank i\u00e7in 2015 ve 2016 y\u0131l\u0131 kar tahminlerimizi s\u0131ras\u0131yla 2.450 milyon TL ve 2.800 milyon TL olarak koruduk. Bankan\u0131n son iki \u00e7eyrekte takipteki alacak intikallerinin normal seviyesine gerilemesini olumlu kar\u015f\u0131l\u0131yoruz. \u00d6n\u00fcm\u00fczdeki d\u00f6nem i\u00e7in net faiz marj\u0131n\u0131n 2014 seviyesinde korunaca\u011f\u0131na dair beklentinin iyimser kalabilece\u011fini d\u00fc\u015f\u00fcn\u00fcyoruz.<\/p>\n
Ancak Halkbank buradan kaynaklanabilecek olas\u0131 gelir kayb\u0131n\u0131 sigorta \u015firketinin sat\u0131\u015f\u0131, takibe d\u00f6n\u00fc\u015fen hacimli kredinin olas\u0131 bir yeniden yap\u0131land\u0131r\u0131lmas\u0131 ve\/veya konusu kalmayan genel kar\u015f\u0131l\u0131klar\u0131n iptali ile kolayca telafi edebilir. Halkbank i\u00e7in 12 ayl\u0131k hedef de\u011fer hisse ba\u015f\u0131na 18,50 TL d\u00fczeyinde ve %10 yukar\u0131 potansiyel ta\u015f\u0131yor.\u00a0 Banka i\u00e7in ‘Endeksin \u00dczerinde Getiri’ g\u00f6r\u00fc\u015f\u00fcm\u00fcz\u00fc koruyoruz.”<\/p>\n","protected":false},"excerpt":{"rendered":"
Finansg\u00fcndem-Ak Yat\u0131r\u0131m, Halkbank i\u00e7in hedef fiyat ve tavsiyesini korurken kaynaklanabilecek olas\u0131 gelir kayb\u0131n\u0131 da telafi edece\u011fini \u00f6ng\u00f6rd\u00fc<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":12138,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/555"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=555"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/555\/revisions"}],"predecessor-version":[{"id":556,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/555\/revisions\/556"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}