Finansg\u00fcndem – SGK bankalarla bilgileri payla\u015ft\u0131!<\/p>\n
Maa\u015f bordrosu sahtek\u00e2rl\u0131\u011f\u0131 art\u0131nca baz\u0131 bankalar, SGK\u2019ya ba\u015fvurarak \u015firket ve \u00e7al\u0131\u015fanlar\u0131n bilgilerine ula\u015fma talebinde bulundu
\nBankalar, \u00f6zel sekt\u00f6r \u00e7al\u0131\u015fanlar\u0131na ihtiya\u00e7 kredisi verirken i\u015fyerinden maa\u015f bordrosu ve imza sirk\u00fcleri ister.<\/p>\n
Son d\u00f6nemde artan rekabet ve bankac\u0131l\u0131k <\/strong>k\u0131s\u0131tlamalar\u0131 nedeniyle k\u00e2r marj\u0131 daralan baz\u0131 bankalar, <\/strong>10 bin liraya kadar olan kredileri almay\u0131 \u00e7ok kolayla\u015ft\u0131rd\u0131.<\/p>\n Ancak sa\u011flanan bu kolayl\u0131k, sahte maa\u015f bordrosu, ka\u015fe ve imza sirk\u00fcleri ile yap\u0131lan doland\u0131r\u0131c\u0131l\u0131kta art\u0131\u015fa yol a\u00e7t\u0131. Kolay kredi<\/strong> veren baz\u0131 bankalar\u0131n son 2 y\u0131lda \u00e7ok say\u0131da kredisini tahsil edemedi\u011fi sekt\u00f6rde en \u00e7ok konu\u015fulan konulardan birisi oldu.<\/p>\n Milliyet\u2019ten Kadife \u015eahin\u2019in haberine g\u00f6re, bu durumla ba\u011flant\u0131l\u0131 konu\u015fulan son bir olay daha var. Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde fiilen uyguland\u0131\u011f\u0131n\u0131 baz\u0131 bankalar\u0131n \u00e7al\u0131\u015fanlar\u0131n\u0131n verdi\u011fi bilgilerle do\u011frulad\u0131\u011f\u0131m\u0131z bu geli\u015fmede, Sosyal G\u00fcvenlik Kurumu<\/strong> (SGK) ba\u015frolde. 6 AY BOYUNCU B\u0130LG\u0130LER SORGULANDI<\/strong><\/p>\n Bankalar, SGK ile irtibata ge\u00e7erek kendilerine gelen maa\u015f bordrosu<\/strong>ndaki i\u015fyerinin ger\u00e7ek olup olmad\u0131\u011f\u0131n\u0131 ve kredi talebinde bulunan ki\u015finin \u015fu ana kadar sahip oldu\u011fu t\u00fcm \u00f6zl\u00fck bilgilerini do\u011frulatmak i\u00e7in destek istedi. Bankalar\u0131n bu iste\u011fine \u2018hay\u0131r\u2019 demeyen SGK, Ekim 2014\u2019ten itibaren bankalara \u00f6zel bir \u015fifre vererek vatanda\u015flar\u0131n TC numaras\u0131yla kurumdaki bilgilerine eri\u015fmelerine izin verdi. SGK, \u00e7al\u0131\u015fanlar\u0131n ve \u015firketlerin haberi ve izni olmadan sigorta bilgilerini 6 ay boyunca bankalar\u0131n kullan\u0131ma a\u00e7t\u0131.<\/p>\n Bankalar bu s\u00fcre\u00e7te bireysel m\u00fc\u015fteri temsilcileri ad\u0131na yaz\u0131lm\u0131\u015f bir dilek\u00e7e ile SGK\u2019ya ba\u015fvurup kurumun bilgi ekran\u0131na girmek i\u00e7in \u00f6zel \u015fifre talep etti. Kurum kendisine ba\u015fvuran t\u00fcm kamu bankalar\u0131na ve \u00f6zel bankalara \u015fifreyi verdi.<\/p>\n Yakla\u015f\u0131k 6 ay bu \u015fifre ekran\u0131 sorunsuz \u00e7al\u0131\u015f\u0131rken, SGK ge\u00e7en haftadan itibaren ekran\u0131 bankalar\u0131n eri\u015fimine kapatt\u0131.<\/p>\n SGK, \u2018ne oldu?\u2019 diye kendisine soran bankalara bu bilgileri vatanda\u015flardan e-devlet yolu ile istemelerini \u00f6nerdi.<\/p>\n HUKUK\u00c7ULAR LAR\u015eI \u00c7IKTI<\/strong><\/p>\n \u201cDevletle payla\u015ft\u0131\u011f\u0131m bilgileri SGK, bir ticari i\u015fletme olan banka ile payla\u015famaz\u201d diyen \u015firketler, \u015fik\u00e2yetlerini SGK\u2019ya iletti. \u015eirketlerin \u015fik\u00e2yetlerini yaparken ba\u015fvurdu\u011fu hukuk\u00e7ular\u0131n itiraz\u0131, \u201cDevletin bilgisayar sistemi hi\u00e7 bir ama\u00e7la bir ticari kurulu\u015fa, bankaya, \u2018zarar etmesin\u2019 diye b\u00fcy\u00fck bir g\u00fcvenlik a\u00e7\u0131\u011f\u0131 olu\u015fturularak a\u00e7\u0131lamaz\u201d \u015feklinde oldu. 7 N\u0130SAN\u2019DA KAPANDI<\/strong><\/p>\n Ald\u0131\u011f\u0131m\u0131z bilgilere g\u00f6re, pencerenin kapanmas\u0131n\u0131n nedeni SGK\u2019n\u0131n verdi\u011fi \u015fifre ile \u00e7al\u0131\u015fanlar\u0131n\u0131n \u00f6zl\u00fck haklar\u0131na ula\u015f\u0131lan \u00f6zel sekt\u00f6r \u015firketlerinin bu uygulamadan \u015fik\u00e2yet\u00e7i olmas\u0131. \u00c7al\u0131\u015fanlar\u0131n \u00f6zl\u00fck haklar\u0131n\u0131 6 ay boyunca bankalar\u0131n kullan\u0131m\u0131na a\u00e7an SGK\u2019n\u0131n ise \u015fimdi bankalara, \u201cVatanda\u015f\u0131n onay\u0131n\u0131 al, e-devlete git\u201d dedi\u011fi belirtiliyor. SGK s\u00f6z konusu sistemini 17 Nisan tarihinden itibaren kapatt\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":" Finansg\u00fcndem – SGK bankalarla bilgileri payla\u015ft\u0131! Maa\u015f bordrosu sahtek\u00e2rl\u0131\u011f\u0131 art\u0131nca baz\u0131 bankalar, SGK\u2019ya ba\u015fvurarak \u015firket ve \u00e7al\u0131\u015fanlar\u0131n bilgilerine ula\u015fma talebinde bulundu<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":1885,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/553"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=553"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/553\/revisions"}],"predecessor-version":[{"id":554,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/553\/revisions\/554"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEdindi\u011fimiz bilgilere g\u00f6re, bireysel kredi verirken borcuna sad\u0131k m\u00fc\u015fteri arayan baz\u0131 bankalar, vatanda\u015flar\u0131n ve \u015firketlerin bilgilerini koruma y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc bulunan SGK\u2019y\u0131 kulland\u0131…<\/p>\n
\nSGK\u2019n\u0131n baz\u0131 hukuk\u00e7ular\u0131n\u0131n da uygulaman\u0131n yasalara ayk\u0131r\u0131 oldu\u011fu y\u00f6n\u00fcnde g\u00f6r\u00fc\u015f bildirdi\u011fini ve kar\u015f\u0131 \u00e7\u0131kt\u0131\u011f\u0131n\u0131 belirten bir \u015firket y\u00f6neticisi, \u015f\u00f6yle konu\u015ftu:
\n\u201cBanka kredi verecek diye bir \u015firketin bilgilerini nas\u0131l g\u00f6r\u00fcr? Bankan\u0131n kredi verirken m\u00fc\u015fteri hakk\u0131nda ba\u015fvuraca\u011f\u0131 kurum, Kredi Kay\u0131t B\u00fcrosu (KKB)… SGK, devlet kurumudur. Devletin g\u00fcvenlik a\u00e7\u0131\u011f\u0131 nas\u0131l olabilir? \u015eirketin \u00f6zel bilgilerini, \u015fifrelerini bankaya nas\u0131l a\u00e7ars\u0131n\u0131z? Bankalar bunu sessiz sedas\u0131z yap\u0131yor. SGK\u2019ya \u2018bilgi sorgulama ekran \u015fifresi verilmesini rica ederim\u2019 diyor. M\u00fc\u015fteri temsilcilerini ad\u0131na \u015fifre veriliyor. \u0130stedi\u011fin kadar gir, bilgi topla.\u201d<\/p>\n