Finansg\u00fcndem – Sermaye yeterlili\u011fi art\u0131k farkl\u0131 \u00f6l\u00e7\u00fclecek<\/p>\n
Bankalar\u0131n riskli alacak s\u0131n\u0131f\u0131na soktuklar\u0131 kredilerin kapsam\u0131 darald\u0131. Kredi kart\u0131 harcamalar\u0131 y\u00fcksek risk grubundan \u00e7\u0131kar\u0131ld\u0131
\nBDDK, 28 Haziran 2012\u2019de Resm\u00ee Gazete\u2019de yay\u0131mlanan Bankalar\u0131n Sermaye Yeterlili\u011finin \u00d6l\u00e7\u00fclmesine ve De\u011ferlendirilmesine \u0130li\u015fkin Y\u00f6netmeli\u011fin, riski y\u00fcksek belirlenecek alacaklar\u0131n \u00e7e\u015fitlerini g\u00f6steren listede kapsam daraltt\u0131.<\/p>\n
Y\u00f6netmeli\u011fin, bankalar\u0131n y\u00fczde 150 risk a\u011f\u0131rl\u0131\u011f\u0131na tabi tutacaklar\u0131 alacaklar\u0131 d\u00fczenleyen Ek-1\u2019inin birinci b\u00f6l\u00fcm\u00fcn\u00fcn 59\u2019uncu maddesinin a f\u0131kras\u0131n\u0131n 2\u2019nci bendinde, daha \u00f6nce ta\u015f\u0131t ve konut kredileri d\u0131\u015f\u0131ndaki t\u00fcketici kredilerinden kaynaklanan ve kalan vadesi bir y\u0131ldan (onikinci ay hari\u00e7) iki y\u0131la kadar (yirmid\u00f6rd\u00fcnc\u00fc ay dahil) olan alacaklar y\u00fczde 150 risk kapsam\u0131nda de\u011ferlendiriliyordu.<\/p>\n
Yeni y\u00f6netmelikte,\u00a0 Sosyal G\u00fcvenlik Kurumu ile banka aras\u0131nda yap\u0131lan protokole istinaden emekli maa\u015f\u0131n\u0131 banka arac\u0131l\u0131\u011f\u0131 ile alanlara maa\u015f\u0131n \u00f6denmeye devam etti\u011fi s\u00fcre ile s\u0131n\u0131rl\u0131 olmak \u00fczere kulland\u0131r\u0131lan krediler ile kredi kartlar\u0131 vas\u0131tas\u0131yla, mal ve hizmet al\u0131m\u0131 i\u00e7in veya nakit olarak kulland\u0131r\u0131lan krediler de kapsam d\u0131\u015f\u0131nda b\u0131rak\u0131ld\u0131.<\/p>\n
Bu kredi \u00e7e\u015fitlerinden vadesi 2 y\u0131l\u0131 a\u015fan alacaklar ise y\u00fczde 200 risk a\u011f\u0131rl\u0131\u011f\u0131na tabi tutulacak.<\/p>\n","protected":false},"excerpt":{"rendered":"
Finansg\u00fcndem – Sermaye yeterlili\u011fi art\u0131k farkl\u0131 \u00f6l\u00e7\u00fclecek Bankalar\u0131n riskli alacak s\u0131n\u0131f\u0131na soktuklar\u0131 kredilerin kapsam\u0131 darald\u0131. Kredi kart\u0131 harcamalar\u0131 y\u00fcksek risk grubundan \u00e7\u0131kar\u0131ld\u0131<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":1274,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/507"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=507"}],"version-history":[{"count":2,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/507\/revisions"}],"predecessor-version":[{"id":509,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/507\/revisions\/509"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}