Finansg\u00fcndem – JCR’den Ziraat Bankas\u0131’na not<\/p>\n
JCR, Ziraat Bankas\u0131’n\u0131n Uzun Vadeli Ulusal Notu’nu ‘AAA (Trk)’, Uzun Vadeli Uluslararas\u0131 Notu’nu ‘BBB-‘ olarak teyit etti<\/p>\n
CR Eurasia Rating, T.C. Ziraat Bankas\u0131 A.\u015e.’nin Uzun Vadeli Ulusal Notu’nu ‘AAA (Trk)’, Uzun Vadeli Uluslararas\u0131 Notu’nu ‘BBB-‘, t\u00fcm notlara ili\u015fkin g\u00f6r\u00fcn\u00fcmlerini ise ‘Stabil’ olarak teyit etti.
\n
\nJCR konuya ili\u015fkin yapt\u0131\u011f\u0131 a\u00e7\u0131klamada \u015fu bilgilendirmelere yer verdi:<\/p>\n
“JCR Eurasia Rating, “T.C. Ziraat Bankas\u0131 A.\u015e.”yi en y\u00fcksek d\u00fczeyde yat\u0131r\u0131m yap\u0131labilir kategorisi i\u00e7erisinde de\u011ferlendirilerek Uzun Vadeli Ulusal Notu’nu ‘AAA (Trk)’, g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc ise ‘Stabil’ olarak teyit etmi\u015ftir. Di\u011fer taraftan, Uzun Vadeli Uluslararas\u0131 Yabanc\u0131 Para ve Uzun Vadeli Uluslararas\u0131 Yerel Para Notlar\u0131 ‘BBB-‘ olarak teyit edilmi\u015f olup di\u011fer notlarla birlikte detaylar\u0131 a\u015fa\u011f\u0131da g\u00f6sterilmi\u015ftir:<\/p>\n
Uzun Vadeli Uluslararas\u0131 Yabanc\u0131 Para\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a0BBB- \/ (Stabil G\u00f6r\u00fcn\u00fcm)
\nUzun Vadeli Uluslararas\u0131 Yerel Para Notu\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a0BBB- \/ (Stabil G\u00f6r\u00fcn\u00fcm)
\nUzun Vadeli Ulusal Notu\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a0AAA (Trk) \/ (Stabil G\u00f6r\u00fcn\u00fcm)
\nK\u0131sa Vadeli Uluslararas\u0131 Yabanc\u0131 Para\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a0A-3 \/ (Stabil G\u00f6r\u00fcn\u00fcm)
\nK\u0131sa Vadeli Uluslararas\u0131 Yerel Para Notu\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a0A-3 \/ (Stabil G\u00f6r\u00fcn\u00fcm)
\nK\u0131sa Vadeli Ulusal Notu\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a0A-1+ (Trk) \/ (Stabil G\u00f6r\u00fcn\u00fcm)
\nDesteklenme Notu\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a01
\nOrtaklardan Ba\u011f\u0131ms\u0131zl\u0131k Notu\u00a0\u00a0 \u00a0:\u00a0\u00a0 \u00a0A<\/p>\n
T.C. Ziraat Bankas\u0131 A.\u015e., 150 y\u0131l\u0131 a\u015fk\u0131n faaliyet ge\u00e7mi\u015fi ve T\u00fcrk Bankac\u0131l\u0131k Sekt\u00f6r\u00fc’n\u00fcn ilk ulusal bankas\u0131 stat\u00fcs\u00fcyle sekt\u00f6r\u00fcn olu\u015fumu ve geli\u015fimine sa\u011flad\u0131\u011f\u0131 \u00f6nemli katk\u0131y\u0131 s\u00fcrekli art\u0131\u015f g\u00f6steren finansal arac\u0131l\u0131k i\u015flevi, sekt\u00f6re liderlik eden \u015fube a\u011f\u0131, mevduat taban\u0131 ve
\nistihdam seviyesiyle \u00fclke ekonomisini de destekleyecek \u015fekilde devam ettirmektedir. Kamu bankas\u0131 olu\u015fu ve \u00f6l\u00e7ek b\u00fcy\u00fckl\u00fc\u011f\u00fcne ba\u011fl\u0131 olarak ekonomi politikalar\u0131n\u0131n uygulanmas\u0131nda \u00f6nemli rol oynayan Banka’n\u0131n ge\u00e7mi\u015f d\u00f6nemlerdeki menkul k\u0131ymet a\u011f\u0131rl\u0131kl\u0131 varl\u0131k yap\u0131s\u0131 2011 y\u0131l\u0131nda ba\u015flayan yeniden yap\u0131lanma s\u00fcreci ile birlikte belirlenen risk i\u015ftah\u0131 nispeten daha y\u00fcksek yeni y\u00f6netim stratejisinin de etkisiyle son be\u015f y\u0131ld\u0131r krediler bile\u015feni lehine de\u011fi\u015fim g\u00f6stermi\u015f ve krediler a\u011f\u0131rl\u0131kl\u0131 varl\u0131k yap\u0131s\u0131na evrilerek Banka’n\u0131n artan finansal arac\u0131l\u0131k i\u015flevinin g\u00f6stergesi olmu\u015ftur.<\/p>\n
Banka, ‘varl\u0131k b\u00fcy\u00fckl\u00fc\u011f\u00fcnden ziyade s\u00fcrd\u00fcr\u00fclebilir karl\u0131l\u0131k’ hedefine paralel olarak tamamlanan mali y\u0131ldan \u00f6nceki iki y\u0131lda olu\u015fan pazar etkinli\u011findeki azalma e\u011filimini kredi portf\u00f6y\u00fcndeki sekt\u00f6r ortalamalar\u0131n\u0131n olduk\u00e7a \u00fczerindeki geni\u015flemeyle sonland\u0131rm\u0131\u015f, y\u00fcksek
\npazar pay\u0131n\u0131 ve sekt\u00f6r\u00fcn ilk s\u0131ralar\u0131ndaki yerini geli\u015ftirerek devam ettirmi\u015ftir. \u015eube ve personel say\u0131s\u0131, mevduat taban\u0131 ve net d\u00f6nem kar\u0131nda sekt\u00f6re liderlik eden Banka, s\u00fcrd\u00fcr\u00fclebilir karl\u0131l\u0131\u011f\u0131 sa\u011flamaya y\u00f6nelik olarak ba\u015flat\u0131lan ve devam eden i\u015f modeli d\u00f6n\u00fc\u015f\u00fcm s\u00fcreci kapsam\u0131nda genel m\u00fcd\u00fcrl\u00fck, \u015fube ve m\u00fc\u015fteri segmentasyonunu yeniden yap\u0131land\u0131rarak, merkezile\u015ftirilen operasyonel s\u00fcre\u00e7lerin \u00e7e\u015fitlili\u011fini art\u0131rarak ve kredi tahsis s\u00fcre\u00e7lerindeki karar destek sistemlerini geli\u015ftirerek operasyonel verimlili\u011fini ve risk seviyesini geli\u015ftirmi\u015f, sekt\u00f6r genelinin aksine karl\u0131l\u0131k rasyolar\u0131nda iyile\u015fmeler kaydetmi\u015ftir.<\/p>\n
Banka, sendikasyon kredisi, yurtd\u0131\u015f\u0131 tahvil ihra\u00e7lar\u0131, KOB\u0130 ve ihracat\u0131n finansman\u0131na y\u00f6nelik uluslararas\u0131 kurulu\u015f ve bankalardan temin edilen fonlar ve yurti\u00e7i tahvil\/bono ihra\u00e7lar\u0131 ile \u00e7e\u015fitlenen kaynak yap\u0131s\u0131 kapsam\u0131nda sa\u011flanan vade ve maliyet avantajlar\u0131 ile
\nsekt\u00f6r genelindeki d\u00fc\u015f\u00fc\u015fe kar\u015f\u0131n faiz marj\u0131n\u0131 korumay\u0131 bilmi\u015f, sekt\u00f6r ve toplam kaynaklar i\u00e7indeki pay\u0131 azalmakla birlikte b\u00fcy\u00fckl\u00fck olarak sekt\u00f6re liderlik eden mevduat taban\u0131n\u0131n yayg\u0131nl\u0131\u011f\u0131n\u0131 daha da geli\u015ftirerek mevduat\u0131n\u0131n ortalama vadesini sekt\u00f6r\u00fcn \u00fczerinde tutmu\u015ftur. Sekt\u00f6r genelinde bir k\u0131s\u0131m tasfiye olunacak alacaklar\u0131n sat\u0131\u015fa konu edilerek elden \u00e7\u0131kar\u0131lmas\u0131 ve NPL oranlar\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fclmesinin sa\u011flanmas\u0131 yayg\u0131n bir uygulama olmakla birlikte, Ziraat Bankas\u0131 \u00f6nceki y\u0131llarda oldu\u011fu gibi tamamlanan mali y\u0131lda da herhangi bir sorunlu alacak sat\u0131\u015f\u0131 ger\u00e7ekle\u015ftirmemi\u015f\u00a0 buna kar\u015f\u0131n NPL oran\u0131n\u0131
\nazaltarak sekt\u00f6r ortalamalar\u0131n\u0131n alt\u0131ndaki seyrini s\u00fcrd\u00fcrm\u00fc\u015ft\u00fcr. Risk a\u011f\u0131rl\u0131kl\u0131 varl\u0131klardaki ortalamalar\u0131n \u00fczerindeki art\u0131\u015f\u0131n bir sonucu olarak d\u00fc\u015fen Banka’n\u0131n y\u0131lsonu sermayele\u015fme seviyesi, tamam\u0131 Hazine M\u00fcste\u015farl\u0131\u011f\u0131’na ait hissedarl\u0131k yap\u0131s\u0131 da dikkate al\u0131nd\u0131\u011f\u0131nda, ulusal
\nya da uluslararas\u0131 piyasalardan kaynaklanabilecek arizi ve beklenmedik risk fakt\u00f6rlerinin olumsuz etkilerini bertaraf edebilecek ve minimum yasal gereklilikleri kar\u015f\u0131layabilecek d\u00fczeydedir.<\/p>\n
Hissedarl\u0131k yap\u0131s\u0131, \u00fclke ekonomisi ve finansal piyasalar i\u00e7indeki rol\u00fc, geli\u015fen aktif kalitesi, \u00e7e\u015fitlenen kaynak yap\u0131s\u0131, finansal arac\u0131l\u0131k faaliyetlerinde devam eden iyile\u015fme, yeniden yap\u0131lanma s\u00fcrecinin etkisiyle etkinli\u011fi ve verimlili\u011fi artan operasyonel s\u00fcre\u00e7ler, korunan kar yaratma kapasitesi ile daha da geni\u015fleyen etkili \u015fube a\u011f\u0131 ve networku dahilinde Ziraat Bankas\u0131’n\u0131n ‘Desteklenme’ ve ‘Ortaklardan Ba\u011f\u0131ms\u0131zl\u0131k’ notlar\u0131, JCR Eurasia Rating notasyon sistemi i\u00e7inde, en y\u00fcksek dereceler olan s\u0131ras\u0131yla (1) ve (A) notuna kar\u015f\u0131l\u0131k gelecek \u015fekilde de\u011ferlendirilmi\u015ftir.”<\/p>\n
Read more: http:\/\/www.finansgundem.com\/bankacilik\/jcr_den-ziraat-bankasi_na-not-635490.htm#ixzz3IvnLPbXR<\/p>\n","protected":false},"excerpt":{"rendered":"
Finansg\u00fcndem – JCR’den Ziraat Bankas\u0131’na not JCR, Ziraat Bankas\u0131’n\u0131n Uzun Vadeli Ulusal Notu’nu ‘AAA (Trk)’, Uzun Vadeli Uluslararas\u0131 Notu’nu ‘BBB-‘ olarak teyit etti CR Eurasia Rating, T.C. Ziraat Bankas\u0131 A.\u015e.’nin Uzun Vadeli Ulusal Notu’nu ‘AAA (Trk)’, Uzun Vadeli Uluslararas\u0131 Notu’nu ‘BBB-‘, t\u00fcm notlara ili\u015fkin g\u00f6r\u00fcn\u00fcmlerini ise ‘Stabil’ olarak teyit etti.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":3117,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/378"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=378"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/378\/revisions"}],"predecessor-version":[{"id":379,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/378\/revisions\/379"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=378"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=378"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}