{"id":1695,"date":"2016-11-12T09:59:55","date_gmt":"2016-11-12T07:59:55","guid":{"rendered":"https:\/\/adalethazar.com\/?p=1695"},"modified":"2016-11-12T09:59:55","modified_gmt":"2016-11-12T07:59:55","slug":"mevduat-getirisine-ust-limit-geliyor","status":"publish","type":"post","link":"https:\/\/adalethazar.com\/index.php\/mevduat-getirisine-ust-limit-geliyor\/","title":{"rendered":"Mevduat getirisine \u00fcst limit geliyor"},"content":{"rendered":"<h2 class=\"col-lg-12 col-md-12 col-sm-12 col-xs-12 authorNameDate\">Bloomberght &#8211; Bankalar\u0131n kredi faizlerini daha da d\u00fc\u015f\u00fcrmelerine yard\u0131mc\u0131 olacak yeni bir d\u00fczenleme geliyor. Kamu kurumlar\u0131na \u00f6denecek mevduat getirisine \u00fcst limit getirilecek<\/h2>\n<p><!--more--><\/p>\n<p class=\"selectionShareable\">Bankalar\u0131n kredi faizlerini a\u015fa\u011f\u0131 \u00e7ekebilmeleri i\u00e7in yeni bir d\u00fczenleme yap\u0131l\u0131yor.\u00a0\u00dcst d\u00fczey ekonomi yetkilileri, kamu kurumlar\u0131na \u00f6denecek mevduat getirisi i\u00e7in \u00fcst limit getirilmesine ili\u015fkin bir \u00e7al\u0131\u015fma y\u00fcr\u00fct\u00fcl\u00fcrken, \u00e7al\u0131\u015fman\u0131n birka\u00e7 hafta i\u00e7inde haz\u0131r olmas\u0131n\u0131n \u00f6ng\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc belirttiler.<\/p>\n<p class=\"selectionShareable\">D\u00fc\u015f\u00fck faizli kredi isteklerini kar\u015f\u0131lamakta y\u00fcksek mevduat maliyetleri ve d\u00fc\u015f\u00fck tasarruf oranlar\u0131 nedeniyle zorluk \u00e7eken bankalar, d\u00fczenleme ile birlikte bir miktar maliyet d\u00fc\u015f\u00fc\u015f\u00fc ya\u015fayacaklar.<\/p>\n<p class=\"selectionShareable\">\u00c7al\u0131\u015fma ile birlikte bankac\u0131l\u0131k sistemindeki toplam mevduat\u0131n y\u00fczde 7&#8217;sine tekab\u00fcl eden yakla\u015f\u0131k 90 milyar TL&#8217;lik mevduattaki faiz oranlar\u0131n\u0131 a\u015fa\u011f\u0131 \u00e7ekmi\u015f olacaklar.<\/p>\n<p class=\"selectionShareable\">\u00dcst d\u00fczey bir ekonomi yetkilisi, &#8220;Kamu kurumlar\u0131n\u0131n bankalarda \u00e7e\u015fitli mevduatlar\u0131 bulunuyor. Mevcut d\u00fczenlemelere g\u00f6re kamu kurumlar\u0131n\u0131n m\u00fcmk\u00fcn olan en y\u00fcksek mevduat faizini almas\u0131 gerekiyor. Bu d\u00fczenlemeyi de\u011fi\u015ftiriyoruz, kamu kurumlar\u0131na \u00f6denecek mevduat getirisi i\u00e7in bir \u00fcst limit koyuyoruz&#8221; dedi.<\/p>\n<p class=\"selectionShareable\"><strong>\u0130LK ADIM ATILIYOR<\/strong><\/p>\n<p class=\"selectionShareable\">Kamu kurumlar\u0131n\u0131n art\u0131k g\u00fcncel ortalama faize bakaca\u011f\u0131n\u0131 belirten yetkili, &#8220;Bankalar, kamu kurumlar\u0131 i\u00e7in bu oran\u0131 kullanacak. Baz\u0131 tahminlere g\u00f6re bu durum maliyetleri 2-3 y\u00fczde puan a\u015fa\u011f\u0131 \u00e7ekecek. Ancak kamu kurumlar\u0131n\u0131n mevduatlar\u0131 sistemdeki mevduat\u0131n y\u00fczde 7&#8217;si kadar oldu\u011fu i\u00e7in \u00e7ok b\u00fcy\u00fck bir etkisi olmayacak. Ancak bu y\u00f6nde at\u0131lm\u0131\u015f bir ilk ad\u0131m olacak&#8221; dedi.<\/p>\n<p class=\"selectionShareable\">Bankac\u0131l\u0131k sisteminde, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re Eyl\u00fcl sonu itibariyle kredilerin toplam mevduata oran\u0131 y\u00fczde 120&#8217;ye yakla\u015f\u0131yor.<\/p>\n<p class=\"selectionShareable\">\u00c7al\u0131\u015fma hakk\u0131nda bilgi sahibi bir ba\u015fka ekonomi yetkilisi ise kamu kurumlar\u0131na \u00f6denecek mevduat getirisinin \u00fcst limiti olarak TCMB&#8217;nin faiz koridorunun \u00fcst band\u0131n\u0131n de\u011ferlendirildi\u011fini ancak kesin bir karar\u0131n hen\u00fcz verilmedi\u011fini de belirtti. TCMB&#8217;nin faiz koridorunun \u00fcst band\u0131 y\u00fczde 8.25<br \/>\nseviyesinde bulunuyor.<\/p>\n<p class=\"selectionShareable\">Banka y\u00f6neticileri ge\u00e7en haftalarda e\u015fg\u00fcd\u00fcml\u00fc olarak kredi faizlerini d\u00fc\u015f\u00fcr\u00fcrken yapt\u0131klar\u0131 a\u00e7\u0131klamalarda, yeni kredi verirken ba\u015fl\u0131ca s\u0131n\u0131rlay\u0131c\u0131 fakt\u00f6r\u00fcn \u00f6zkaynak oldu\u011funu belirtmi\u015f ve bankalar\u0131n \u00f6zkaynaklar\u0131n\u0131 destekleyecek d\u00fczenlemeler istediklerini belirtmi\u015flerdi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bloomberght &#8211; Bankalar\u0131n kredi faizlerini daha da d\u00fc\u015f\u00fcrmelerine yard\u0131mc\u0131 olacak yeni bir d\u00fczenleme geliyor. Kamu kurumlar\u0131na \u00f6denecek mevduat getirisine \u00fcst limit getirilecek<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":1049,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1695"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=1695"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1695\/revisions"}],"predecessor-version":[{"id":1696,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1695\/revisions\/1696"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=1695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=1695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=1695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}