<\/p>\n
AvivaSA, T\u00fcrkiye\u2019nin de d\u00e2hil oldu\u011fu Avrupa \u00e7ap\u0131ndaki \u201cEmeklilik D\u00f6nemi Tasarruf A\u00e7\u0131\u011f\u0131 Ara\u015ft\u0131rmas\u0131\u201d sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131: Emeklilik tasarruf a\u00e7\u0131\u011f\u0131 t\u00fcm Avrupa i\u00e7in sorun\u2026 T\u00fcrkiye\u2019nin her y\u0131l, ki\u015fi ba\u015f\u0131 3.200 Euro, toplamda ise 125,2 milyar Euro ek tasarruf yapmas\u0131 gerekiyor.<\/p>\n
Aviva\u2019n\u0131n, Deloitte i\u015fbirli\u011fiyle, Avrupa\u2019n\u0131n se\u00e7ilmi\u015f 9 \u00fclkesinde ger\u00e7ekle\u015ftirdi\u011fi \u201cEmeklilik D\u00f6nemi Tasarruf A\u00e7\u0131\u011f\u0131\u201d ara\u015ft\u0131rmas\u0131n\u0131n sonu\u00e7lar\u0131 a\u00e7\u0131kland\u0131. \u00dclkemiz i\u00e7in, d\u00fc\u015f\u00fck istihdam oran\u0131n\u0131n emeklilik tasarrufu a\u00e7\u0131\u011f\u0131n\u0131 olumsuz etkiledi\u011fini ortaya koyan ara\u015ft\u0131rma; emekli n\u00fcfusun hak etti\u011fi ya\u015fam standartlar\u0131nda ya\u015fayabilmesi i\u00e7in herkese sorumluluk d\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc g\u00f6zler \u00f6n\u00fcne serdi. Bu ama\u00e7la, mevcut hayat standartlar\u0131n\u0131 emekliliklerinde de korumak isteyen bireylerin yapmas\u0131 gereken ortalama tasarruf oranlar\u0131 belirlendi ve bu a\u00e7\u0131\u011f\u0131 kapatmaya y\u00f6nelik \u00e7\u00f6z\u00fcm \u00f6nerileri s\u0131raland\u0131.<\/p>\n
Avrupa\u2019n\u0131n mevcut \u00e7al\u0131\u015fan n\u00fcfusu, emeklilik d\u00f6nemi tasarruflar\u0131n\u0131 art\u0131rmad\u0131\u011f\u0131 s\u00fcrece, emekli oldu\u011funda \u00f6nemli \u00f6l\u00e7\u00fcde gerilemi\u015f bir hayat standard\u0131yla kar\u015f\u0131 kar\u015f\u0131ya kalacak. Alternatifler ise, \u201cemeklilik d\u0131\u015f\u0131 gelirlere dayanmak, ge\u00e7 emekli olmak ya da emeklilik d\u00f6neminde de \u00e7al\u0131\u015fmak\u2026\u201d<\/p>\n
T\u00fcrkiye\u2019deki d\u00fc\u015f\u00fck istihdam\u0131n, n\u00fcfusun bir k\u0131sm\u0131n\u0131n gelir eksikli\u011fi nedeniyle tasarruf edememesine ve devletten emeklilik geliri elde edememesine sebep oldu\u011fu g\u00f6r\u00fcld\u00fc.<\/p>\n
T\u00dcRK\u0130YE’N\u0130N HER YIL 125 M\u0130LYAR EURO EK TASARRUF YAPMASI GEREK\u0130YOR<\/strong><\/p>\n Ara\u015ft\u0131rma; T\u00fcrkiye\u2019de 2017 ile 2057 y\u0131llar\u0131 aras\u0131nda emekli olacak n\u00fcfusun, var olan hayat standartlar\u0131n\u0131 emeklilik d\u00f6nemlerinde de devam ettirebilmesi i\u00e7in, her y\u0131l 125,2 milyar Euro ek tasarruf yapmas\u0131 gerekti\u011fini ortaya koyuyor. Bu rakam da, her bireyin y\u0131ll\u0131k 3.200 Euro ya da ayda 266 Euro ek tasarruf yapmas\u0131 anlam\u0131na geliyor. 2016 y\u0131l\u0131 ortalama y\u0131ll\u0131k ki\u015fi ba\u015f\u0131 emeklilik tasarruf a\u00e7\u0131\u011f\u0131na bak\u0131ld\u0131\u011f\u0131nda, emeklilik ya\u015f\u0131na yak\u0131n bir bireyin (60 ya\u015f) y\u0131lda 8.000 Euro ek tasarruf yapmas\u0131 gerekirken; 20 ya\u015f grubundaki bir bireyin 1.000 Euro ek tasarruf yapmas\u0131n\u0131n yeterli olaca\u011f\u0131 g\u00f6ze \u00e7arp\u0131yor. 2010 y\u0131l\u0131nda yap\u0131lan ayn\u0131 ara\u015ft\u0131rmada ise, \u00fclke olarak yapmam\u0131z gereken y\u0131ll\u0131k ek tasarruf 91 milyar Euro; ki\u015fi ba\u015f\u0131na d\u00fc\u015fen tasarruf a\u00e7\u0131\u011f\u0131 ise 2.400 Euro \u00e7\u0131km\u0131\u015ft\u0131. Ayr\u0131ca, emeklilik ya\u015f\u0131na yak\u0131n bir bireyin y\u0131lda yapmas\u0131 gereken ek tasarruf 3.200 Euro; 20 ya\u015f grubundaki bir bireyin ise 500 Euro olarak a\u00e7\u0131klanm\u0131\u015ft\u0131.<\/p>\n MERAL EREDENK KURDA\u015e: SORUNUN \u00c7\u00d6Z\u00dcM\u00dc \u0130\u00c7\u0130N PAYDA\u015eLAR HAREKETE GE\u00c7MEL\u0130<\/strong><\/p>\n \u201cT\u00fcrkiye gibi bir\u00e7ok \u00fclke, gelecekteki b\u00fcy\u00fck tasarruf a\u00e7\u0131\u011f\u0131na \u015fimdiden dikkat etmeli ve derhal \u00f6nlemler almaya ba\u015flamal\u0131. Ayr\u0131ca, Avrupa ve T\u00fcrkiye giderek ya\u015flan\u0131yor. Bu ger\u00e7ek a\u00e7\u0131\u011f\u0131n daha da artaca\u011f\u0131 anlam\u0131na geliyor. Bu rapor, y\u00fcz milyonlarca insan\u0131n emeklilik maa\u015flar\u0131n\u0131n, rahat bir emeklilik ya\u015famalar\u0131n\u0131 sa\u011flamaya yeterli olmayaca\u011f\u0131n\u0131 g\u00f6steriyor. Rapor, her \u00fclkeden her ya\u015ftan insan\u0131n emeklilikleri i\u00e7in daha fazla tasarruf etmeleri gerekti\u011fini ortaya koyuyor. Bu sorunun \u00e7\u00f6z\u00fcm\u00fc i\u00e7in, konunun t\u00fcm payda\u015flar\u0131 \u00fcstlerine d\u00fc\u015fen sorumlulu\u011fu yerine getirmeliler. T\u00fcrkiye\u2019de devlet bireysel emeklilik sistemine y\u00fczde 25 oran\u0131nda katk\u0131 sa\u011fl\u0131yor. D\u00fcnyada e\u015fi benzeri olmayan bu deste\u011fin devam etmesini \u00e7ok \u00f6nemsiyoruz\u201d dedi.<\/p>\n Ara\u015ft\u0131rma, emeklilik d\u00f6nemi tasarruf a\u00e7\u0131klar\u0131n\u0131n k\u0131ta genelinde toplam 2 trilyon Euro\u2019ya dayand\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Emeklilik tasarruf a\u00e7\u0131\u011f\u0131 veren \u00fclkeler aras\u0131nda ilk s\u0131ray\u0131 461 milyar Euro ile Almanya al\u0131rken, \u0130ngiltere, 365 milyar Euro\u2019luk a\u00e7\u0131kla ikinci ve Fransa ise 241 milyar Euro ile \u00fc\u00e7\u00fcnc\u00fc s\u0131rada yer al\u0131yor. T\u00fcrkiye 125,2 milyar Euro ile be\u015finci s\u0131rada bulunuyor. 2010 y\u0131l\u0131nda yap\u0131lan ara\u015ft\u0131rmada emeklilik d\u00f6nemi tasarruf a\u00e7\u0131\u011f\u0131 k\u0131ta genelinde toplam 1,9 trilyon Euro \u00e7\u0131km\u0131\u015ft\u0131. Almanya\u2019n\u0131n a\u00e7\u0131\u011f\u0131 468, 8 milyar Euro, \u0130ngiltere\u2019nin a\u00e7\u0131\u011f\u0131 379 milyar Euro ve Fransa\u2019n\u0131n a\u00e7\u0131\u011f\u0131 ise, 243,5 milyar Euro \u00e7\u0131km\u0131\u015ft\u0131. 2010\u2019dan beri \u0130rlanda ve \u0130spanya gibi baz\u0131 \u00fclkelerde emeklilik d\u00f6nemi tasarruf a\u00e7\u0131\u011f\u0131 y\u00fckseliyor.<\/p>\n Bir \u00fclkedeki a\u00e7\u0131\u011f\u0131 art\u0131ran nedenler aras\u0131nda, d\u00fc\u015f\u00fck d\u00fczeyli emekli maa\u015flar\u0131, emeklilik maa\u015f\u0131ndaki art\u0131\u015f\u0131n \u00e7al\u0131\u015fan maa\u015flar\u0131ndaki art\u0131\u015f\u0131n gerisinde kalmas\u0131 ya da d\u00fc\u015f\u00fck y\u0131ll\u0131k gelir sigortalar\u0131 getiri oranlar\u0131 say\u0131labilir. 2010\u2019dan bu yana Almanya, Fransa, \u0130ngiltere ve Polonya gibi \u00fclkelerdeyse, emeklilik d\u00f6nemi tasarruf a\u00e7\u0131\u011f\u0131 d\u00fc\u015f\u00fcyor. Bir \u00fclkenin a\u00e7\u0131\u011f\u0131 kapatmas\u0131na yard\u0131mc\u0131 olan nedenler i\u00e7inde, emeklilik maa\u015flar\u0131ndaki art\u0131\u015f, bireysel emeklilikte tasarruf yapanlar\u0131n say\u0131s\u0131ndaki art\u0131\u015f ya da bireylerin emekliliklerini ertelemelerine yol a\u00e7an artan emeklilik ya\u015f\u0131 say\u0131labilir.<\/p>\n GAYR\u0130 SAF\u0130 YURT\u0130\u00c7\u0130 HASILA’YLA KIYASLANDI\u011eINDA A\u00c7I\u011eI EN FAZLA OLAN \u00dcLKE T\u00dcRK\u0130YE<\/strong><\/p>\n Emeklilik d\u00f6nemi tasarruf a\u00e7\u0131\u011f\u0131 \u00fclkelerin 2016 Gayri Safi Milli Has\u0131la\u2019s\u0131 ile k\u0131yasland\u0131\u011f\u0131nda ise s\u0131ralama tamamen de\u011fi\u015fiyor. Bu durumda T\u00fcrkiye, Gayri Safi Milli Has\u0131la\u2019s\u0131n\u0131n y\u00fczde 19\u2019una denk gelen a\u00e7\u0131\u011f\u0131 ile ilk s\u0131raya \u00e7\u0131k\u0131yor. T\u00fcrkiye\u2019yi y\u00fczde 17\u2019lik oranla \u0130spanya, y\u00fczde 15 ile Almanya takip ediyor. Avrupa Birli\u011fi\u2019nin toplam emeklilik d\u00f6nemi tasarruf a\u00e7\u0131\u011f\u0131 ise, t\u00fcm b\u00f6lgenin Gayri Safi Milli Has\u0131la\u2019s\u0131n\u0131n y\u00fczde 13\u2019\u00fcne denk geliyor.<\/p>\n D\u00dc\u015e\u00dcK \u0130ST\u0130HDAM ORANI TASARRUF A\u00c7I\u011eININ EN \u00d6NEML\u0130 NEDEN\u0130<\/strong><\/p>\n D\u00fc\u015f\u00fck istihdam oran\u0131, \u00f6zellikle \u00fclkemiz i\u00e7in, emeklilik tasarrufu a\u00e7\u0131\u011f\u0131n\u0131 olumsuz etkileyen ba\u015fl\u0131ca fakt\u00f6rler aras\u0131nda yer al\u0131yor. Ara\u015ft\u0131rma, hem Avrupa Birli\u011fi\u2019nde, hem de T\u00fcrkiye\u2019de 15 \u2013 64 ya\u015f aras\u0131ndaki bireylerin \u00e7al\u0131\u015fma oranlar\u0131n\u0131 da irdeliyor. Sonu\u00e7lara g\u00f6re, bu ya\u015f gurubundaki AB n\u00fcfusunun y\u00fczde 66\u2019s\u0131, T\u00fcrkiye n\u00fcfusunun ise y\u00fczde 50\u2019si istihdam ediliyor. Bu oran erkekler baz\u0131nda bak\u0131ld\u0131\u011f\u0131nda AB\u2019de y\u00fczde 71, T\u00fcrkiye\u2019de ise y\u00fczde 70. Konu kad\u0131nlara gelince aradaki fark bir hayli a\u00e7\u0131l\u0131yor. AB\u2019deki kad\u0131nlar\u0131n y\u00fczde 60\u2019\u0131, T\u00fcrkiye\u2019deki kad\u0131nlar\u0131n ise sadece y\u00fczde 30\u2019u istihdam ediliyor.<\/p>\n AVRUPA DA T\u00dcRK\u0130YE DE YA\u015eLANIYOR<\/strong><\/p>\n AB \u00fclkeleri ba\u011flam\u0131nda, emeklilik i\u00e7in bir \u201cAvrupa Kalite Standard\u0131\u201dn\u0131n olu\u015fturulmas\u0131 gerekiyor. Ayr\u0131ca bir Avrupa Emeklilik Tasarruf Hedefi olu\u015fturulmas\u0131 gerekiyor.<\/p>\n T\u00fcrkiye\u2019de, tasarrufu te\u015fvik i\u00e7in ulusal \u00f6nlemlerin g\u00f6zden ge\u00e7irilmesi ve t\u00fcm vatanda\u015flara d\u00fczenli emeklilik bildirimlerinin ula\u015ft\u0131r\u0131lmas\u0131 gerekiyor. Vergi te\u015fviklerinin \u00f6ncelikli uygulamaya al\u0131nmas\u0131 ve kurumsal kat\u0131l\u0131mlar\u0131 art\u0131racak te\u015fviklerin ele al\u0131nmas\u0131 gerekiyor.<\/p>\n Analizler, hem Avrupa hem de \u00fclkemiz i\u00e7in, gayrimenkul, menkul k\u0131ymetler vs. hi\u00e7bir \u00f6nlemin tek ba\u015f\u0131na bu a\u00e7\u0131\u011f\u0131 t\u00fcm\u00fcyle kapatamayaca\u011f\u0131n\u0131 g\u00f6steriyor. Bireysel emeklilik tasarruflar\u0131n\u0131n art\u0131r\u0131lmas\u0131, tasarruf edebilecek bireyler i\u00e7in en uygun \u00e7\u00f6z\u00fcm olarak g\u00f6steriliyor.<\/p>\n Raporda, daha etkili bir tasarruf k\u00fclt\u00fcr\u00fc yaratmak ve bireylerin emeklilik planlar\u0131n\u0131 kendilerinden emin bir \u015fekilde yapabilmelerini sa\u011flamak i\u00e7in sigorta sekt\u00f6r\u00fc ve h\u00fck\u00fcmetler aras\u0131nda sa\u011flam bir i\u015fbirli\u011fi yap\u0131lmas\u0131 \u00e7a\u011fr\u0131s\u0131nda bulunuluyor.<\/p>\n H\u0130\u00c7B\u0130R \u00c7\u00d6Z\u00dcM TEK BA\u015eINA YETERL\u0130 DE\u011e\u0130L<\/strong><\/p>\n Ara\u015ft\u0131rma, bireylerin gayrimenkul al\u0131m\u0131 ve benzeri yat\u0131r\u0131mlar gibi \u00e7abalar\u0131n\u0131n a\u00e7\u0131\u011f\u0131 kapatmada yeterli olmad\u0131\u011f\u0131n\u0131, tek ba\u015f\u0131na hi\u00e7bir alternatifin, sorunu \u00e7\u00f6zmeye g\u00fcc\u00fcn\u00fcn yetmeyece\u011fini g\u00f6steriyor. Sadece politik \u00f6nlemlerin bile a\u00e7\u0131\u011f\u0131 tek ba\u015f\u0131na kapatamayaca\u011f\u0131n\u0131 vurgulayan Kurda\u015f, s\u00f6zlerine \u015f\u00f6yle devam etti:<\/p>\n Ara\u015ft\u0131rma sonu\u00e7lar\u0131yla ilgili k\u0131sa bir projeksiyon da sunan Kurda\u015f, bu ara\u015ft\u0131rmay\u0131 2010 y\u0131l\u0131nda da yapm\u0131\u015f olduklar\u0131n\u0131 hat\u0131rlatarak, s\u00f6zlerini \u015f\u00f6yle tamamlad\u0131: \u201c6 sene \u00f6nce bu ara\u015ft\u0131rmay\u0131 yaparken sorunun d\u00fczeyini tespit etmeyi, at\u0131lacak ad\u0131mlar\u0131 belirleyebilmeyi, fark\u0131ndal\u0131k yaratabilmeyi ve ilgili payda\u015flar\u0131 aksiyona davet etmeyi hedeflemi\u015ftik. 6 sene sonra ise, nereden nereye gelindi\u011fini ortaya koyduk. Raporda da g\u00f6r\u00fclece\u011fi gibi, baz\u0131 \u00fclkelerde tasarruf a\u00e7\u0131\u011f\u0131nda k\u00fc\u00e7\u00fck d\u00fc\u015f\u00fc\u015fler ya\u015fanmas\u0131na ra\u011fmen; ba\u015fta T\u00fcrkiye ve \u0130spanya olmak \u00fczere, baz\u0131 \u00fclkelerde a\u00e7\u0131k artmakta ve t\u00fcm Avrupa, hala ciddi bir emeklilik tasarruf a\u00e7\u0131\u011f\u0131 ile kar\u015f\u0131 kar\u015f\u0131ya. Raporun yap\u0131lmas\u0131 gerekenler k\u0131sm\u0131nda, \u2018H\u00fck\u00fcmetler OECD taraf\u0131ndan da savunulan otomatik kat\u0131l\u0131ma olanak sa\u011flamay\u0131 ve daha y\u00fcksek birikim seviyelerini te\u015fvik etmeyi sunmay\u0131 d\u00fc\u015f\u00fcnmeliler.\u2019 diyoruz.\u201d<\/p>\n BES\u2019TE OTOMAT\u0130K KATILIM SORUNUN \u00c7\u00d6Z\u00dcM\u00dc \u0130\u00c7\u0130N \u00c7OK \u00d6NEML\u0130 B\u0130R ADIM<\/strong><\/p>\n \u201cOtomatik Kat\u0131l\u0131m sistemi; ABD, \u0130ngiltere, Yeni Zelanda, \u0130talya gibi bir\u00e7ok \u00fclkede uygulan\u0131yor ve hi\u00e7bir \u00fclkede, y\u00fczde 25 gibi y\u00fcksek bir devlet katk\u0131 pay\u0131 bulunmuyor; bunu da \u00e7ok \u00f6nemsiyoruz. Otomatik Kat\u0131l\u0131m\u0131, geni\u015f kitlelerin kolay bir bi\u00e7imde BES\u2019e d\u00e2hil olmalar\u0131n\u0131 ve \u00fclkemizde tasarruf a\u00e7\u0131\u011f\u0131n\u0131n azalt\u0131lmas\u0131n\u0131 sa\u011flayacak \u00f6nemli bir uygulama olarak de\u011ferlendiriyoruz. \u0130ngiltere\u2019nin otomatik kat\u0131l\u0131m\u0131 kullanmas\u0131 sonucunda 6,5 milyon ki\u015fi daha emeklilik d\u00f6nemi i\u00e7in birikim yapmaya ba\u015flad\u0131 ve 2010\u2019dan bu yana \u0130ngiltere\u2019de a\u00e7\u0131\u011f\u0131n d\u00fc\u015fmesine katk\u0131 sa\u011flad\u0131.”Otomatik kat\u0131l\u0131m\u0131n tam anlam\u0131yla ba\u015far\u0131l\u0131 olmas\u0131 i\u00e7in i\u015fveren katk\u0131s\u0131n\u0131n da \u00e7ok \u00f6nemli bir etken oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyoruz. Yurt d\u0131\u015f\u0131ndaki ba\u015far\u0131l\u0131 \u00f6rneklerde, i\u015fveren katk\u0131s\u0131n\u0131n olmas\u0131 kritik ba\u015far\u0131 fakt\u00f6r\u00fc olmu\u015ftur. \u00dclkemiz i\u00e7in yeni s\u00fcre\u00e7te, konunun t\u00fcm payda\u015flar\u0131 \u00fcstlerine d\u00fc\u015fen sorumlulu\u011fu yerine getirmeliler.\u201d<\/p>\n 10 YILDA 90 M\u0130LYAR TL’L\u0130K VARLIK B\u00dcY\u00dcKL\u00dc\u011e\u00dc<\/strong><\/p>\n Tasarruf a\u00e7\u0131\u011f\u0131n\u0131 kapatmada BES\u2019in en kritik etkenlerden biri oldu\u011funu s\u00f6zlerine ekleyen Kurda\u015f; \u201cBireysel Emeklilik Sistemi\u2019nde, Eyl\u00fcl ay\u0131 sonu itibariyle, 6 milyon 485 bin kat\u0131l\u0131mc\u0131 ve yakla\u015f\u0131k 50,9 milyar TL kat\u0131l\u0131mc\u0131 fon tutar\u0131 b\u00fcy\u00fckl\u00fc\u011f\u00fcne ula\u015f\u0131ld\u0131.\u00a0 Otomatik Kat\u0131l\u0131m\u2019\u0131n getirece\u011fi en b\u00fcy\u00fck ivme, BES pazar\u0131n\u0131n iki kattan fazla geni\u015flemesi olacak. \u00dclkemizde, toplam yakla\u015f\u0131k 18 milyon \u00fccretli \u00e7al\u0131\u015fan var. Bunun 13 milyonu 45 ya\u015f alt\u0131nda. Kamu taraf\u0131ndan yap\u0131lan tahminlerde yeni sistemde, 10 y\u0131ll\u0131k d\u00f6nemde 90 milyar TL’lik toplam varl\u0131k b\u00fcy\u00fckl\u00fc\u011f\u00fcne ula\u015f\u0131lmas\u0131 bekleniyor. Temel ama\u00e7 benzer \u00fclkelere nazaran olduk\u00e7a d\u00fc\u015f\u00fck olan toplam tasarruf oran\u0131n\u0131 y\u00fckseltmek\u201d dedi.<\/p>\n","protected":false},"excerpt":{"rendered":" Bloomberght – AvivaSA, T\u00fcrkiye\u2019nin de d\u00e2hil oldu\u011fu Avrupa \u00e7ap\u0131ndaki \u201cEmeklilik D\u00f6nemi Tasarruf A\u00e7\u0131\u011f\u0131 Ara\u015ft\u0131rmas\u0131\u201d sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":860,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1588"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=1588"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1588\/revisions"}],"predecessor-version":[{"id":1589,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1588\/revisions\/1589"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=1588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=1588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=1588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}