<\/p>\n
D\u00fcnyan\u0131n en b\u00fcy\u00fck 4 bankas\u0131 yeni bir dijital para geli\u015ftirmek i\u00e7in i\u015fbirli\u011fi yapma karar\u0131 ald\u0131. Financial Times\u2019\u0131n haberine g\u00f6re, \u0130svi\u00e7re\u2019nin en b\u00fcy\u00fck bankas\u0131 UBS\u2019in ba\u015f\u0131n\u0131 \u00e7ekti\u011fi yeni dijital para geli\u015ftirilmesi plan\u0131nda Deutsche Bank, Santander ve Bank of New York Mellon yer al\u0131yor. Bu 4 banka, geli\u015ftirilecek yeni para birimini 2018 ba\u015flar\u0131nda ticari kullan\u0131ma sunmay\u0131 hedefliyor. K\u0131saca \u2018blockchain\u2019 ad\u0131 verilen bu teknolojide dijital para ak\u0131ll\u0131 algoritmalar taraf\u0131ndan \u00fcretiliyor. Dijital para birimlerinin potansiyel faydalar\u0131 FED, BOE ve Kanada MB taraf\u0131ndan da inceleniyor. Ayr\u0131ca sekt\u00f6r\u00fcn \u00f6nde gelen kurulu\u015flar\u0131 da benzer teknolojiler \u00fczerinde \u00e7al\u0131\u015f\u0131yor. ABD\u2019li Citigroup \u2018Citicoin\u2019, yat\u0131r\u0131m bankas\u0131 Goldman Sachs ise SETLcoin ad\u0131n\u0131 ta\u015f\u0131yan dijital \u00fcr\u00fcnler geli\u015ftiriyor. Uzmanlar zamanla y\u00fcr\u00fcrl\u00fc\u011fe girmesi beklenen dijital paralarla \u00f6demeler konusunda k\u00fcresel \u00e7apta yeni bir sayfan\u0131n a\u00e7\u0131laca\u011f\u0131na i\u015faret ediyor.<\/p>\n
G\u00dcVENL\u0130K KORKUTUYOR<\/strong><\/p>\n Ancak bu sistemlerin g\u00fcvenlik konusundaki zaaflar\u0131n\u0131n giderilmesi i\u00e7in yeni \u00f6nlemlerin al\u0131nmas\u0131 gerekiyor. Son olarak 72 milyon dolarl\u0131k Bitcoin\u2019in \u00e7al\u0131nmas\u0131 bu endi\u015feleri daha da art\u0131rd\u0131. Dijital \u00f6deme sistemlerini hayata ge\u00e7irme konusunda \u0130skandinav \u00fclkeleri d\u00fcnyada ilk s\u0131rada yer al\u0131yor. \u0130sve\u00e7\u2019te halk g\u00fcnl\u00fck finansal i\u015flemlerini mobil uygulamalar \u00fczerinden ger\u00e7ekle\u015ftiriyor. Nakit kullan\u0131m\u0131 ise neredeyse yok kadar az hale geldi.<\/p>\n NAK\u0130T KULLANANA CEZA<\/strong><\/p>\n Kuzeyli \u00fclkelerde nakit kullanma konusunda \u0131srar edenlere ise ceza faizi veya ek \u00f6deme cezas\u0131 uygulan\u0131yor. Buna g\u00f6re elektrik veya su gibi faturalar\u0131n\u0131 dijital olarak de\u011fil banka arac\u0131l\u0131\u011f\u0131 ile nakit olarak \u00f6demek isteyenler fatura ba\u015f\u0131na yakla\u015f\u0131k 8 Euro (26 TL) i\u015flem bedeli \u00f6demek zorunda kal\u0131yor. \u00d6zellikle ya\u015fl\u0131lar\u0131 k\u00f6t\u00fc etkileyen bu durum kar\u015f\u0131s\u0131nda ise \u0130sve\u00e7 h\u00fck\u00fcmeti geri ad\u0131m atmay\u0131 d\u00fc\u015f\u00fcnm\u00fcyor. Yetkililer d\u00f6n\u00fc\u015f\u00fcm i\u00e7in bu ge\u00e7i\u015f s\u00fcrecinin ka\u00e7\u0131n\u0131lmaz oldu\u011funu savunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":" Bloomberght – Uzmanlar zamanla y\u00fcr\u00fcrl\u00fc\u011fe girmesi beklenen dijital paralarla \u00f6demeler konusunda k\u00fcresel \u00e7apta yeni bir sayfan\u0131n a\u00e7\u0131laca\u011f\u0131na i\u015faret ediyor<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":1633,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1266"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=1266"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1266\/revisions"}],"predecessor-version":[{"id":1267,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1266\/revisions\/1267"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=1266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=1266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=1266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}