{"id":1181,"date":"2016-08-15T09:34:19","date_gmt":"2016-08-15T06:34:19","guid":{"rendered":"https:\/\/adalethazar.com\/?p=1181"},"modified":"2016-08-15T09:34:19","modified_gmt":"2016-08-15T06:34:19","slug":"yilin-ilk-yarisinda-mudi-sayisinda-patlama-yasandi","status":"publish","type":"post","link":"https:\/\/adalethazar.com\/index.php\/yilin-ilk-yarisinda-mudi-sayisinda-patlama-yasandi\/","title":{"rendered":"Y\u0131l\u0131n ilk yar\u0131s\u0131nda mudi say\u0131s\u0131nda patlama ya\u015fand\u0131"},"content":{"rendered":"

Bloomberght – Yurt i\u00e7i yerle\u015fik mudi say\u0131s\u0131 2016’n\u0131n ilk yar\u0131s\u0131nda yakla\u015f\u0131k 6,2 milyon artt\u0131<\/h2>\n

<\/p>\n

Yurt i\u00e7i yerle\u015fik mudi say\u0131s\u0131 ilk yar\u0131da yakla\u015f\u0131k 6,2 milyon artarak, 2011’den bu yana y\u0131ll\u0131k bazda art\u0131\u015f rakamlar\u0131n\u0131 geride b\u0131rakt\u0131.<\/p>\n

Uzmanlara g\u00f6re mudi say\u0131s\u0131ndaki patlamada, \u015fube yat\u0131r\u0131mlar\u0131, emeklilerin maa\u015f hesaplar\u0131n\u0131 ba\u015fka bankaya ta\u015f\u0131malar\u0131, faaliyete ge\u00e7en kat\u0131l\u0131m bankalar\u0131nda a\u00e7\u0131lan yeni hesaplar ile m\u00fcltecilerin kimlik sahibi olmas\u0131yla bankac\u0131l\u0131k sistemine dahil edilmesi etkili oldu.<\/p>\n

AA muhabirinin Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerinden derledi\u011fi bilgilere g\u00f6re, T\u00fcrkiye’deki yurt i\u00e7i yerle\u015fik mudi say\u0131s\u0131nda ilk yar\u0131da adeta patlama ya\u015fand\u0131.<\/p>\n

Aral\u0131k 2015 sonunda 64 milyon 657 bin 257 olan mudi say\u0131s\u0131, bu y\u0131l\u0131n ilk 6 ay\u0131nda 6 milyon 246 bin 404 artarak, 2016 haziran sonunda 70 milyon 903 bin 661’e \u00e7\u0131kt\u0131.<\/p>\n

Yurt i\u00e7i yerle\u015fik mudi say\u0131s\u0131ndaki art\u0131\u015f 2015 y\u0131l\u0131nda 5 milyon 418 bin 328, 2014’te 1 milyon 7 bin 952, 2013’te 4 milyon 773 bin 185, 2012’de 1 milyon 911 bin 966, 2011’de ise 2 milyon 825 bin 513 olarak kaydedilmi\u015fti.<\/p>\n

B\u00f6ylece 2016’n\u0131n ilk 6 ay\u0131nda ger\u00e7ekle\u015fen yakla\u015f\u0131k 6,2 milyonluk art\u0131\u015f, \u00f6nceki d\u00f6nemlerde y\u0131ll\u0131k bazda ger\u00e7ekle\u015fen rakamlar\u0131 geride b\u0131rakt\u0131.<\/p>\n

“\u015eubele\u015fmenin amac\u0131 \u00e7ok\u00e7a mudiye ula\u015fmak”<\/strong><\/p>\n

\u0130\u015f Yat\u0131r\u0131m Bankac\u0131l\u0131k Analisti Kutlu\u011f Do\u011fanay, konuyla ilgili AA muhabirine yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, mudi say\u0131s\u0131ndaki art\u0131\u015f\u0131n ana sebeplerinden birisinin ge\u00e7en y\u0131l yap\u0131lan \u015fube yat\u0131r\u0131mlar\u0131 oldu\u011funu s\u00f6yledi.<\/p>\n

Vak\u0131fbank ve Yap\u0131 Kredi’nin son iki y\u0131lda bu alanda ciddi yat\u0131r\u0131mlar yapt\u0131\u011f\u0131n\u0131, \u015fubele\u015fmenin amac\u0131n\u0131n “mass deposit” diye tabir edilen k\u00fc\u00e7\u00fck ve ucuza fiyatlanabilecek \u00e7ok\u00e7a mudiye ula\u015fmak oldu\u011funu aktaran Do\u011fanay, bunun bankalar\u0131n ikinci \u00e7eyrek bilan\u00e7o sonu\u00e7lar\u0131ndan da takip edilebilece\u011fini dile getirdi.<\/p>\n

Mudi say\u0131s\u0131ndaki art\u0131\u015fta emeklilerin maa\u015f hesaplar\u0131n\u0131 ba\u015fka bankaya ta\u015f\u0131malar\u0131n\u0131n da etkili olabilece\u011fine i\u015faret eden Do\u011fanay, son olarak m\u00fcltecilerin adres ve kimlik sahibi olmas\u0131yla, bankac\u0131l\u0131k sistemine dahil edilmesinin de bu say\u0131n\u0131n art\u0131\u015f\u0131nda katk\u0131s\u0131n\u0131n oldu\u011funu ifade etti.<\/p>\n

“M\u00fcltecilerin etkisinin hat\u0131r\u0131 say\u0131l\u0131r oldu\u011fu d\u00fc\u015f\u00fcn\u00fcyorum”<\/strong><\/p>\n

Odeabank Ekonomik Ara\u015ft\u0131rma ve Stratejik Planlama Direkt\u00f6r\u00fc Ali K\u0131rali ise vatanda\u015flar\u0131n mevduatlar\u0131n\u0131 daha k\u00fc\u00e7\u00fck miktarlarda farkl\u0131 bankalardaki hesaplara b\u00f6lme e\u011filimlerinin artmas\u0131n\u0131n mudi say\u0131s\u0131n\u0131n y\u00fckselmesinde etkili oldu\u011funu s\u00f6yledi.<\/p>\n

Faaliyete yeni ge\u00e7en kat\u0131l\u0131m bankalar\u0131nda a\u00e7\u0131lan yeni hesaplar\u0131n da bu say\u0131n\u0131n artmas\u0131na sebep oldu\u011funu belirten K\u0131rali, n\u00fcfus art\u0131\u015f\u0131 ile veri kalitesinde veya toplama y\u00f6ntemindeki de\u011fi\u015fikli\u011fin de bunda etkili olabilece\u011fini dile getirdi.<\/p>\n

K\u0131rali, “Rakamlara bakt\u0131\u011f\u0131m\u0131zda m\u00fcltecilerin etkisinin hat\u0131r\u0131 say\u0131l\u0131r oldu\u011fu d\u00fc\u015f\u00fcn\u00fcyorum, ancak mudi say\u0131s\u0131ndaki art\u0131\u015f \u00fclkemizdeki m\u00fclteci say\u0131s\u0131ndan \u00e7ok daha fazla oldu\u011fundan bu art\u0131\u015fa neden olan ba\u015fka fakt\u00f6rler oldu\u011fu da muhakkak.” \u015feklinde konu\u015ftu.<\/p>\n

BDDK verilerine g\u00f6re y\u0131ll\u0131k yurt i\u00e7i yerle\u015fik mudi say\u0131s\u0131 art\u0131\u015f rakamlar\u0131 \u015f\u00f6yle;<\/p>\n\n\n\n\n\n\n\n\n\n
D\u00d6NEM<\/td>\nMUD\u0130 SAYISI ARTI\u015e ADET\u0130<\/td>\n<\/tr>\n
2016 ilk yar\u0131<\/td>\n6.246.404<\/td>\n<\/tr>\n
2015<\/td>\n5.418.328<\/td>\n<\/tr>\n
2014<\/td>\n1.007.952<\/td>\n<\/tr>\n
2013<\/td>\n4.773.185<\/td>\n<\/tr>\n
2012<\/td>\n1.911.966<\/td>\n<\/tr>\n
2011<\/td>\n2.825.513<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

Bloomberght – Yurt i\u00e7i yerle\u015fik mudi say\u0131s\u0131 2016’n\u0131n ilk yar\u0131s\u0131nda yakla\u015f\u0131k 6,2 milyon artt\u0131<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":3554,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1181"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=1181"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1181\/revisions"}],"predecessor-version":[{"id":1182,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1181\/revisions\/1182"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=1181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=1181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=1181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}