<\/p>\n
45 ya\u015f alt\u0131 \u00fccret kar\u015f\u0131l\u0131\u011f\u0131 \u00e7al\u0131\u015fanlar\u0131n, i\u015fverenleri arac\u0131l\u0131\u011f\u0131yla otomatik olarak bir emeklilik plan\u0131na dahil olmas\u0131n\u0131 i\u00e7eren Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanununda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun Tasar\u0131s\u0131, TBMM Genel Kurulunda kabul edilerek, yasala\u015ft\u0131.<\/p>\n
Buna g\u00f6re, T\u00fcrk vatanda\u015f\u0131 olup 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f olanlardan \u00fccret kar\u015f\u0131l\u0131\u011f\u0131 \u00e7al\u0131\u015fanlar, i\u015fverenin, kanun h\u00fck\u00fcmlerine g\u00f6re d\u00fczenledi\u011fi bir emeklilik s\u00f6zle\u015fmesiyle emeklilik plan\u0131na dahil edilecek.<\/p>\n
\u0130\u015fveren, \u00e7al\u0131\u015fan\u0131n\u0131 otomatik kat\u0131l\u0131m i\u00e7in emeklilik plan\u0131 d\u00fczenleme konusunda Hazine M\u00fcste\u015farl\u0131\u011f\u0131nca uygun g\u00f6r\u00fclen bir \u015firketin sunaca\u011f\u0131 emeklilik plan\u0131na dahil edebilecek.<\/p>\n
Bakanlar Kurulu, bu madde uyar\u0131nca emeklilik plan\u0131na dahil edilecek i\u015fyerleri ile \u00e7al\u0131\u015fanlar\u0131 ve bu kapsamdaki uygulama esaslar\u0131n\u0131 belirlemeye yetkili olacak.<\/p>\n
\u00c7al\u0131\u015fan\u0131n katk\u0131 pay\u0131, prime esas kazanc\u0131n\u0131n y\u00fczde 3’\u00fcne kar\u015f\u0131l\u0131k gelen tutar olacak. Bu oran\u0131 iki kat\u0131na kadar art\u0131rmaya, y\u00fczde 1’e kadar azaltmaya veya katk\u0131 pay\u0131na maktu limit getirmeye Bakanlar Kurulu yetkili olacak.<\/p>\n
Bu tutar en ge\u00e7, \u00e7al\u0131\u015fan\u0131n \u00fccretinin \u00f6deme g\u00fcn\u00fcn\u00fc takip eden i\u015f g\u00fcn\u00fc, i\u015fveren taraf\u0131ndan \u015firkete aktar\u0131lacak. \u0130\u015fveren, katk\u0131 pay\u0131n\u0131 zaman\u0131nda \u015firkete aktarmaz veya ge\u00e7 aktar\u0131rsa, \u00e7al\u0131\u015fan\u0131n birikiminde olu\u015fan parasal kay\u0131ptan sorumlu olacak.<\/p>\n
\u00c7al\u0131\u015fan, otomatik kat\u0131l\u0131ma ili\u015fkin emeklilik s\u00f6zle\u015fmesinde belirlenen tutardan daha y\u00fcksek bir tutarda kesinti yap\u0131lmas\u0131n\u0131 i\u015fverenden talep edebilecek.<\/p>\n
\u00c7al\u0131\u015fan 2 ay i\u00e7inde s\u00f6zle\u015fmeden cayabilecek<\/strong><\/p>\n \u00c7al\u0131\u015fan, emeklilik plan\u0131na dahil oldu\u011funun kendisine bildirildi\u011fi tarihi m\u00fcteakip 2 ay i\u00e7inde s\u00f6zle\u015fmeden cayabilecek. Cayma halinde, \u00f6denen katk\u0131 paylar\u0131, varsa hesab\u0131nda bulunan yat\u0131r\u0131m gelirleri ile birlikte 10 i\u015f g\u00fcn\u00fc i\u00e7inde \u00e7al\u0131\u015fana iade edilecek.<\/p>\n \u015eirket, cayma s\u00fcresince \u00f6denen katk\u0131 paylar\u0131n\u0131n de\u011fer kaybetmemesini sa\u011flayacak \u015fekilde fon y\u00f6netiminden sorumlu olacak.<\/p>\n Cayma hakk\u0131n\u0131 kullanmayan \u00e7al\u0131\u015fan, belirlenecek hallerde katk\u0131 pay\u0131 \u00f6demesine ara verilmesini talep edebilecek.<\/p>\n Bu madde kapsam\u0131nda bir emeklilik s\u00f6zle\u015fmesi bulunan \u00e7al\u0131\u015fan\u0131n i\u015fyerinin de\u011fi\u015fmesi halinde, yeni i\u015fyerinde bu madde kapsam\u0131nda bir emeklilik plan\u0131 varsa, \u00e7al\u0131\u015fan\u0131n birikimi ve sistemde kazand\u0131\u011f\u0131 emeklili\u011fe esas s\u00fcresi yeni i\u015fyerindeki emeklilik s\u00f6zle\u015fmesine aktar\u0131lacak.<\/p>\n Yeni i\u015fyerinde emeklilik plan\u0131n\u0131n bulunmamas\u0131 halinde \u00e7al\u0131\u015fan, talep ederse \u00f6nceki i\u015fyerinde d\u00fczenlenmi\u015f s\u00f6zle\u015fme kapsam\u0131nda katk\u0131 pay\u0131 \u00f6demeye devam edebilecek; talep etmezse emeklilik s\u00f6zle\u015fmesi sonland\u0131r\u0131lacak. \u00c7al\u0131\u015fan ad\u0131na bireysel emeklilik hesab\u0131na \u00f6denen katk\u0131 paylar\u0131 \u00fczerinden devlet katk\u0131s\u0131 sa\u011flanacak.<\/p>\n \u00c7al\u0131\u015fan\u0131n cayma hakk\u0131n\u0131 kullanmamas\u0131 halinde, sisteme giri\u015fte bir defaya mahsus olmak \u00fczere, bin lira ilave devlet katk\u0131s\u0131 sa\u011flanacak. Bakanlar Kurulu, bu tutar\u0131 yar\u0131s\u0131na kadar art\u0131rmaya veya yar\u0131s\u0131na kadar azaltmaya yetkili olacak.<\/p>\n Emeklilik hakk\u0131n\u0131n kullan\u0131lmas\u0131 halinde, hesab\u0131nda bulunan birikimi en az 10 y\u0131ll\u0131k, y\u0131ll\u0131k gelir sigortas\u0131 s\u00f6zle\u015fmesi kapsam\u0131nda almay\u0131 tercih eden \u00e7al\u0131\u015fana, birikiminin y\u00fczde 5’i kar\u015f\u0131l\u0131\u011f\u0131 ek devlet katk\u0131s\u0131 \u00f6demesi yap\u0131lacak.<\/p>\n \u00c7al\u0131\u015fan katk\u0131 pay\u0131n\u0131n takip ve tahsil sorumlulu\u011fu \u015firkete ait olacak.<\/p>\n \u015eirketlerce, fon i\u015fletim gideri kesintisi d\u0131\u015f\u0131nda ba\u015fka bir kesinti yap\u0131lamayacak.<\/p>\n \u0130\u015fverenin y\u00fck\u00fcml\u00fcl\u00fcklerine ve y\u00fcr\u00fcrl\u00fc\u011fe konulan d\u00fczenlemelere uymamas\u0131 halinde, her bir ihlal i\u00e7in \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakanl\u0131\u011f\u0131nca 100 lira idari para cezas\u0131 uygulanacak.<\/p>\n D\u00fczenleme, 1 Ocak 2017 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe girecek.<\/p>\n","protected":false},"excerpt":{"rendered":" Bloomberght – Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanunu’nda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun Tasar\u0131s\u0131, TBMM Genel Kurulunda kabul edilerek, yasala\u015ft\u0131<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"views":761,"_links":{"self":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1167"}],"collection":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/comments?post=1167"}],"version-history":[{"count":1,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1167\/revisions"}],"predecessor-version":[{"id":1168,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/posts\/1167\/revisions\/1168"}],"wp:attachment":[{"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/media?parent=1167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/categories?post=1167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adalethazar.com\/index.php\/wp-json\/wp\/v2\/tags?post=1167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nBin lira devlet katk\u0131s\u0131 sa\u011flanacak<\/p>\n